North Carolina · HMDA 2025
Mortgage lenders in Nash County, NC
285 lenders reported 5,074 home-loan applications in Nash County in 2025. 2,288 closed as loans ($496.6M), 1,053 were denied — a 30.3% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 19% of applications, led by STATE EMPLOYEES'. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,074
- Loans originated
- 2,288
- Purchase / refinance
- 1,303 / 638
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nash County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 541 | 10.7% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 259 | 5.1% | — |
| 3 | Rocket Mortgage, LLC | 187 | 3.7% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 169 | 3.3% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 151 | 3.0% | — |
| 6 | Southern Bank and Trust Company 70 out of 100, Strong | 144 | 2.8% | 12.5% |
| 7 | FREEDOM MORTGAGE CORPORATION | 122 | 2.4% | — |
| 8 | NEWREZ LLC | 121 | 2.4% | — |
| 9 | DHI MORTGAGE COMPANY, LTD. | 121 | 2.4% | — |
| 10 | LOWER, LLC | 117 | 2.3% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 115 | 2.3% | 40.8% |
| 12 | VELOCIO MORTGAGE L.L.C. | 115 | 2.3% | — |
| 13 | Loandepot.Com, LLC | 108 | 2.1% | — |
| 14 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 104 | 2.0% | 2.2% |
| 15 | Mortgage Research Center, LLC | 103 | 2.0% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 88 | 1.7% | 32.9% |
| 17 | PNC Bank, National Association 62 out of 100, Moderate | 88 | 1.7% | 33.8% |
| 18 | COASTAL Federal Credit Union 66 out of 100, Moderate | 83 | 1.6% | 28.9% |
| 19 | 21st Mortgage Corporation | 68 | 1.3% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 68 | 1.3% | — |
| 21 | Broker Solutions, Inc. | 67 | 1.3% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 66 | 1.3% | 14.1% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 61 | 1.2% | — |
| 24 | NVR Mortgage Finance, Inc. | 61 | 1.2% | — |
| 25 | FBC MORTGAGE, LLC | 56 | 1.1% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 56 | 1.1% | — |
| 27 | GUARANTEED RATE, INC. | 54 | 1.1% | — |
| 28 | Kiavi Funding, Inc. | 52 | 1.0% | — |
| 29 | AmeriSave Mortgage Corporation | 51 | 1.0% | — |
| 30 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 46 | 0.9% | — |
| 31 | LOCAL GOVERNMENT | 43 | 0.8% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 40 | 0.8% | — |
| 33 | NEW DAY FINANCIAL, LLC | 40 | 0.8% | — |
| 34 | PLANET HOME LENDING, LLC | 39 | 0.8% | — |
| 35 | MOVEMENT MORTGAGE, LLC | 38 | 0.7% | — |
| 36 | KEYSTONE FUNDING, INC. | 37 | 0.7% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 33 | 0.7% | 22.2% |
| 38 | SPRING EQ, LLC | 31 | 0.6% | — |
| 39 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 31 | 0.6% | 22.5% |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 30 | 0.6% | — |
Top 40 of 285 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps