North Carolina · HMDA 2025
Mortgage lenders in Pender County, NC
304 lenders reported 5,126 home-loan applications in Pender County in 2025. 2,535 closed as loans ($847.8M), 746 were denied — a 21.7% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 17% of applications, led by STATE EMPLOYEES'. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,126
- Loans originated
- 2,535
- Purchase / refinance
- 1,419 / 678
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pender County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 333 | 6.5% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 304 | 5.9% | — |
| 3 | DHI MORTGAGE COMPANY, LTD. | 252 | 4.9% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 226 | 4.4% | — |
| 5 | Rocket Mortgage, LLC | 207 | 4.0% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 191 | 3.7% | — |
| 7 | NEWREZ LLC | 186 | 3.6% | — |
| 8 | CORNING CREDIT UNION | 169 | 3.3% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 160 | 3.1% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 155 | 3.0% | 32.9% |
| 11 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 132 | 2.6% | 22.5% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 109 | 2.1% | — |
| 13 | Mortgage Research Center, LLC | 109 | 2.1% | — |
| 14 | GUARANTEED RATE, INC. | 91 | 1.8% | — |
| 15 | First National Bank of Pennsylvania 64 out of 100, Moderate | 81 | 1.6% | 26.6% |
| 16 | Truist Bank 63 out of 100, Moderate | 77 | 1.5% | 40.8% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 71 | 1.4% | 14.1% |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 69 | 1.3% | 44.7% |
| 19 | Integrity Home Mortgage Corporation | 67 | 1.3% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 66 | 1.3% | — |
| 21 | MOVEMENT MORTGAGE, LLC | 64 | 1.2% | — |
| 22 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 62 | 1.2% | — |
| 23 | 21st Mortgage Corporation | 58 | 1.1% | — |
| 24 | Loandepot.Com, LLC | 58 | 1.1% | — |
| 25 | PNC Bank, National Association 62 out of 100, Moderate | 54 | 1.1% | 33.8% |
| 26 | PHH Mortgage Corporation | 53 | 1.0% | — |
| 27 | Loansteady LLC | 50 | 1.0% | — |
| 28 | PLANET HOME LENDING, LLC | 46 | 0.9% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 46 | 0.9% | — |
| 30 | T2 FINANCIAL LLC | 44 | 0.9% | — |
| 31 | First Bank 74 out of 100, Strong | 42 | 0.8% | 18.3% |
| 32 | SPRING EQ, LLC | 39 | 0.8% | — |
| 33 | AmeriSave Mortgage Corporation | 37 | 0.7% | — |
| 34 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 35 | 0.7% | 2.2% |
| 35 | Coastal Community Bank 35 out of 100, Low | 35 | 0.7% | 3.0% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 30 | 0.6% | — |
| 37 | Fairway Independent Mortgage Corporation | 29 | 0.6% | — |
| 38 | Southern Bank and Trust Company 70 out of 100, Strong | 29 | 0.6% | 12.5% |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 29 | 0.6% | — |
| 40 | Prosperity Home Mortgage, LLC | 28 | 0.5% | — |
Top 40 of 304 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps