North Carolina · HMDA 2025
Mortgage lenders in Stanly County, NC
247 lenders reported 3,587 home-loan applications in Stanly County in 2025. 1,878 closed as loans ($434.8M), 586 were denied — a 23.0% denial rate on decided applications, close to the North Carolina rate of 22.7%. The three most active lenders handled 30% of applications, led by STATE EMPLOYEES'. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,587
- Loans originated
- 1,878
- Purchase / refinance
- 976 / 542
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Stanly County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 661 | 18.4% | — |
| 2 | Uwharrie Bank 74 out of 100, Strong | 202 | 5.6% | 6.2% |
| 3 | MOVEMENT MORTGAGE, LLC | 196 | 5.5% | — |
| 4 | Rocket Mortgage, LLC | 160 | 4.5% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 157 | 4.4% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 131 | 3.7% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 104 | 2.9% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 79 | 2.2% | — |
| 9 | Mortgage Research Center, LLC | 65 | 1.8% | — |
| 10 | Pinnacle Bank 60 out of 100, Moderate | 64 | 1.8% | 17.5% |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 59 | 1.6% | 14.1% |
| 12 | NEWREZ LLC | 57 | 1.6% | — |
| 13 | Fairway Independent Mortgage Corporation | 55 | 1.5% | — |
| 14 | Truist Bank 63 out of 100, Moderate | 49 | 1.4% | 40.8% |
| 15 | First Bank 74 out of 100, Strong | 48 | 1.3% | 18.3% |
| 16 | Loandepot.Com, LLC | 45 | 1.3% | — |
| 17 | Broker Solutions, Inc. | 42 | 1.2% | — |
| 18 | AmeriSave Mortgage Corporation | 38 | 1.1% | — |
| 19 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 35 | 1.0% | 22.5% |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 34 | 0.9% | 39.5% |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 33 | 0.9% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 0.9% | — |
| 23 | PLANET HOME LENDING, LLC | 33 | 0.9% | — |
| 24 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 33 | 0.9% | — |
| 25 | Ixonia Bank 67 out of 100, Moderate | 30 | 0.8% | 4.7% |
| 26 | Fifth Third Bank, National Association 62 out of 100, Moderate | 29 | 0.8% | 34.0% |
| 27 | Coastal Community Bank 35 out of 100, Low | 29 | 0.8% | 3.0% |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 28 | 0.8% | 44.7% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 26 | 0.7% | 32.9% |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 26 | 0.7% | 22.2% |
| 31 | NATIONSTAR MORTGAGE LLC | 26 | 0.7% | — |
| 32 | NEW DAY FINANCIAL, LLC | 26 | 0.7% | — |
| 33 | Primis Mortgage Company | 26 | 0.7% | — |
| 34 | FIGURE LENDING LLC | 25 | 0.7% | — |
| 35 | MUTUAL OF OMAHA MORTGAGE, INC. | 25 | 0.7% | — |
| 36 | Alcova Mortgage LLC | 24 | 0.7% | — |
| 37 | American Security Mortgage Corp. | 23 | 0.6% | — |
| 38 | Truliant Federal Credit Union 67 out of 100, Moderate | 23 | 0.6% | 50.3% |
| 39 | LOCAL GOVERNMENT | 22 | 0.6% | — |
| 40 | 21st Mortgage Corporation | 21 | 0.6% | — |
Top 40 of 247 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps