North Carolina · HMDA 2025
Mortgage lenders in Stokes County, NC
209 lenders reported 2,328 home-loan applications in Stokes County in 2025. 1,200 closed as loans ($247.5M), 456 were denied — a 26.5% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 20% of applications, led by ALLEGACY FEDERAL CREDIT UNION. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,328
- Loans originated
- 1,200
- Purchase / refinance
- 593 / 354
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Stokes County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ALLEGACY FEDERAL CREDIT UNION | 184 | 7.9% | — |
| 2 | STATE EMPLOYEES' | 140 | 6.0% | — |
| 3 | Rocket Mortgage, LLC | 137 | 5.9% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 124 | 5.3% | — |
| 5 | Truliant Federal Credit Union 67 out of 100, Moderate | 87 | 3.7% | 50.3% |
| 6 | Truist Bank 63 out of 100, Moderate | 83 | 3.6% | 40.8% |
| 7 | Loandepot.Com, LLC | 79 | 3.4% | — |
| 8 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 76 | 3.3% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 71 | 3.0% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 68 | 2.9% | — |
| 11 | Fairway Independent Mortgage Corporation | 65 | 2.8% | — |
| 12 | First National Bank of Pennsylvania 64 out of 100, Moderate | 59 | 2.5% | 26.6% |
| 13 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 58 | 2.5% | 22.5% |
| 14 | FREEDOM MORTGAGE CORPORATION | 51 | 2.2% | — |
| 15 | NEWREZ LLC | 43 | 1.8% | — |
| 16 | Mortgage Research Center, LLC | 41 | 1.8% | — |
| 17 | DHI MORTGAGE COMPANY, LTD. | 34 | 1.5% | — |
| 18 | MOVEMENT MORTGAGE, LLC | 33 | 1.4% | — |
| 19 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 30 | 1.3% | — |
| 20 | Broker Solutions, Inc. | 29 | 1.2% | — |
| 21 | AmeriSave Mortgage Corporation | 29 | 1.2% | — |
| 22 | First Horizon Bank 64 out of 100, Moderate | 28 | 1.2% | 25.4% |
| 23 | Coastal Community Bank 35 out of 100, Low | 24 | 1.0% | 3.0% |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 22 | 0.9% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 0.9% | 14.1% |
| 26 | CARRINGTON MORTGAGE SERVICES, LLC | 20 | 0.9% | — |
| 27 | GUARANTEED RATE, INC. | 19 | 0.8% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.7% | 32.9% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 0.7% | — |
| 30 | LENNAR MORTGAGE, LLC | 15 | 0.6% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 15 | 0.6% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 15 | 0.6% | — |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 15 | 0.6% | — |
| 34 | 21st Mortgage Corporation | 14 | 0.6% | — |
| 35 | Discover Bank | 14 | 0.6% | — |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 13 | 0.6% | — |
| 37 | PHH Mortgage Corporation | 13 | 0.6% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 12 | 0.5% | 44.7% |
| 39 | FIGURE LENDING LLC | 12 | 0.5% | — |
| 40 | PLANET HOME LENDING, LLC | 12 | 0.5% | — |
Top 40 of 209 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps