North Carolina · HMDA 2025
Mortgage lenders in Warren County, NC
153 lenders reported 878 home-loan applications in Warren County in 2025. 380 closed as loans ($124.9M), 210 were denied — a 34.3% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 29% of applications, led by STATE EMPLOYEES'. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 878
- Loans originated
- 380
- Purchase / refinance
- 206 / 112
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Warren County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 128 | 14.6% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 70 | 8.0% | — |
| 3 | Truist Bank 63 out of 100, Moderate | 60 | 6.8% | 40.8% |
| 4 | Rocket Mortgage, LLC | 34 | 3.9% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 32 | 3.6% | — |
| 6 | Mortgage Research Center, LLC | 22 | 2.5% | — |
| 7 | NEWREZ LLC | 21 | 2.4% | — |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 20 | 2.3% | — |
| 9 | AmeriSave Mortgage Corporation | 19 | 2.2% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 1.9% | — |
| 11 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 17 | 1.9% | 22.5% |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 1.7% | 32.9% |
| 13 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 15 | 1.7% | — |
| 14 | VILLAGE CAPITAL & INVESTMENT LLC | 15 | 1.7% | — |
| 15 | Benchmark Community Bank 75 out of 100, Strong | 13 | 1.5% | 9.1% |
| 16 | 21st Mortgage Corporation | 12 | 1.4% | — |
| 17 | Primis Mortgage Company | 12 | 1.4% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 11 | 1.3% | 44.7% |
| 19 | Southern Bank and Trust Company 70 out of 100, Strong | 11 | 1.3% | 12.5% |
| 20 | FREEDOM MORTGAGE CORPORATION | 11 | 1.3% | — |
| 21 | PLANET HOME LENDING, LLC | 10 | 1.1% | — |
| 22 | COASTAL Federal Credit Union 66 out of 100, Moderate | 9 | 1.0% | 28.9% |
| 23 | Broker Solutions, Inc. | 8 | 0.9% | — |
| 24 | GUARANTEED RATE, INC. | 8 | 0.9% | — |
| 25 | AMERICAN FINANCIAL RESOURCES, INC. | 8 | 0.9% | — |
| 26 | LOCAL GOVERNMENT | 8 | 0.9% | — |
| 27 | VICTORIAN FINANCE, LLC | 8 | 0.9% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 0.8% | 14.1% |
| 29 | CALCON MUTUAL MORTGAGE LLC | 7 | 0.8% | — |
| 30 | Loandepot.Com, LLC | 6 | 0.7% | — |
| 31 | SPRING EQ, LLC | 6 | 0.7% | — |
| 32 | INTERCOASTAL MORTGAGE, LLC | 6 | 0.7% | — |
| 33 | MOVEMENT MORTGAGE, LLC | 5 | 0.6% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.6% | — |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.6% | — |
| 36 | Towne Bank 74 out of 100, Strong | 5 | 0.6% | 6.6% |
| 37 | NATIONSTAR MORTGAGE LLC | 5 | 0.6% | — |
| 38 | PHH Mortgage Corporation | 5 | 0.6% | — |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.5% | 32.5% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.5% | 22.2% |
Top 40 of 153 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps