North Carolina · HMDA 2025
Mortgage lenders in Wilson County, NC
255 lenders reported 3,354 home-loan applications in Wilson County in 2025. 1,649 closed as loans ($331.7M), 625 were denied — a 26.3% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 25% of applications, led by STATE EMPLOYEES'. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,354
- Loans originated
- 1,649
- Purchase / refinance
- 869 / 505
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wilson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 550 | 16.4% | — |
| 2 | Truist Bank 63 out of 100, Moderate | 143 | 4.3% | 40.8% |
| 3 | Rocket Mortgage, LLC | 135 | 4.0% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 109 | 3.2% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 107 | 3.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 98 | 2.9% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 92 | 2.7% | — |
| 8 | Southern Bank and Trust Company 70 out of 100, Strong | 83 | 2.5% | 12.5% |
| 9 | NEWREZ LLC | 76 | 2.3% | — |
| 10 | Mortgage Research Center, LLC | 70 | 2.1% | — |
| 11 | T2 FINANCIAL LLC | 68 | 2.0% | — |
| 12 | Kiavi Funding, Inc. | 61 | 1.8% | — |
| 13 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 60 | 1.8% | 22.5% |
| 14 | VILLAGE CAPITAL & INVESTMENT LLC | 56 | 1.7% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 55 | 1.6% | — |
| 16 | PNC Bank, National Association 62 out of 100, Moderate | 55 | 1.6% | 33.8% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 54 | 1.6% | 32.9% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 46 | 1.4% | — |
| 19 | DHI MORTGAGE COMPANY, LTD. | 45 | 1.3% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 43 | 1.3% | 14.1% |
| 21 | Loandepot.Com, LLC | 38 | 1.1% | — |
| 22 | MOVEMENT MORTGAGE, LLC | 35 | 1.0% | — |
| 23 | Integrity Home Mortgage Corporation | 35 | 1.0% | — |
| 24 | Broker Solutions, Inc. | 32 | 1.0% | — |
| 25 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 32 | 1.0% | 2.2% |
| 26 | COASTAL Federal Credit Union 66 out of 100, Moderate | 31 | 0.9% | 28.9% |
| 27 | AmeriSave Mortgage Corporation | 30 | 0.9% | — |
| 28 | NEW DAY FINANCIAL, LLC | 30 | 0.9% | — |
| 29 | VELOCIO MORTGAGE L.L.C. | 28 | 0.8% | — |
| 30 | INSPIRE HOME LOANS INC. | 27 | 0.8% | — |
| 31 | LOWER, LLC | 27 | 0.8% | — |
| 32 | 21st Mortgage Corporation | 26 | 0.8% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 25 | 0.7% | 3.0% |
| 34 | NATIONSTAR MORTGAGE LLC | 24 | 0.7% | — |
| 35 | PLANET HOME LENDING, LLC | 23 | 0.7% | — |
| 36 | LIMA ONE CAPITAL, LLC | 22 | 0.7% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 22 | 0.7% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 21 | 0.6% | — |
| 39 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 21 | 0.6% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 20 | 0.6% | 22.2% |
Top 40 of 255 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps