North Carolina · HMDA 2025
Mortgage lenders in Yadkin County, NC
177 lenders reported 1,432 home-loan applications in Yadkin County in 2025. 771 closed as loans ($142.2M), 265 were denied — a 24.7% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 27% of applications, led by STATE EMPLOYEES'. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,432
- Loans originated
- 771
- Purchase / refinance
- 375 / 219
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Yadkin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 228 | 15.9% | — |
| 2 | ALLEGACY FEDERAL CREDIT UNION | 77 | 5.4% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 75 | 5.2% | — |
| 4 | First National Bank of Pennsylvania 64 out of 100, Moderate | 71 | 5.0% | 26.6% |
| 5 | Rocket Mortgage, LLC | 63 | 4.4% | — |
| 6 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 57 | 4.0% | — |
| 7 | Truist Bank 63 out of 100, Moderate | 56 | 3.9% | 40.8% |
| 8 | Truliant Federal Credit Union 67 out of 100, Moderate | 40 | 2.8% | 50.3% |
| 9 | Fairway Independent Mortgage Corporation | 39 | 2.7% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 37 | 2.6% | — |
| 11 | Mortgage Research Center, LLC | 28 | 2.0% | — |
| 12 | NEWREZ LLC | 22 | 1.5% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 1.5% | 32.9% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 21 | 1.5% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 1.4% | — |
| 16 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 19 | 1.3% | 22.5% |
| 17 | DHI MORTGAGE COMPANY, LTD. | 17 | 1.2% | — |
| 18 | First Horizon Bank 64 out of 100, Moderate | 17 | 1.2% | 25.4% |
| 19 | MOVEMENT MORTGAGE, LLC | 14 | 1.0% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 1.0% | — |
| 21 | FIGURE LENDING LLC | 14 | 1.0% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 14 | 1.0% | 3.0% |
| 23 | PLANET HOME LENDING, LLC | 12 | 0.8% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 12 | 0.8% | — |
| 25 | AmeriSave Mortgage Corporation | 11 | 0.8% | — |
| 26 | LOCAL GOVERNMENT | 11 | 0.8% | — |
| 27 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 11 | 0.8% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 0.7% | 14.1% |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 0.7% | 22.2% |
| 30 | Loandepot.Com, LLC | 9 | 0.6% | — |
| 31 | GUARANTEED RATE, INC. | 9 | 0.6% | — |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 9 | 0.6% | 44.7% |
| 33 | SPRING EQ, LLC | 9 | 0.6% | — |
| 34 | TOWNE MORTGAGE COMPANY | 9 | 0.6% | — |
| 35 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 8 | 0.6% | 5.7% |
| 36 | ENVOY MORTGAGE, LTD | 8 | 0.6% | — |
| 37 | UNION HOME MORTGAGE CORP. | 8 | 0.6% | — |
| 38 | 21st Mortgage Corporation | 7 | 0.5% | — |
| 39 | Broker Solutions, Inc. | 7 | 0.5% | — |
| 40 | AMERICAN FINANCIAL RESOURCES, INC. | 7 | 0.5% | — |
Top 40 of 177 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps