North Dakota · HMDA 2025
Mortgage lenders in Mountrail County, ND
45 lenders reported 173 home-loan applications in Mountrail County in 2025. 95 closed as loans ($19.9M), 17 were denied — a 14.9% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 29% of applications, led by First International Bank & Trust. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 173
- Loans originated
- 95
- Purchase / refinance
- 66 / 19
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mountrail County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First International Bank & Trust 52 out of 100, Below average | 22 | 12.7% | 5.8% |
| 2 | TOWN AND COUNTRY Credit Union 64 out of 100, Moderate | 18 | 10.4% | 3.2% |
| 3 | NEWREZ LLC | 10 | 5.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 10 | 5.8% | — |
| 5 | Cornerstone Bank 47 out of 100, Below average | 9 | 5.2% | 2.0% |
| 6 | Bravera Bank 67 out of 100, Moderate | 9 | 5.2% | 2.2% |
| 7 | Gate City Bank | 8 | 4.6% | — |
| 8 | Fairway Independent Mortgage Corporation | 7 | 4.0% | — |
| 9 | BNC National Bank 71 out of 100, Strong | 7 | 4.0% | 14.5% |
| 10 | Rocket Mortgage, LLC | 6 | 3.5% | — |
| 11 | Aspire Community Federal Credit union 87 out of 100, Very strong | 6 | 3.5% | 3.3% |
| 12 | First Federal Bank 50 out of 100, Below average | 5 | 2.9% | 13.5% |
| 13 | 21st Mortgage Corporation | 4 | 2.3% | — |
| 14 | First Western Bank & Trust 55 out of 100, Moderate | 4 | 2.3% | 5.4% |
| 15 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.7% | 22.2% |
| 16 | Broker Solutions, Inc. | 3 | 1.7% | — |
| 17 | Mortgage Research Center, LLC | 3 | 1.7% | — |
| 18 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | 1.7% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 3 | 1.7% | — |
| 20 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 1.7% | — |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 1.2% | 32.5% |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 1.2% | 39.5% |
| 23 | A&D Mortgage LLC | 2 | 1.2% | — |
| 24 | NextMortgage, LLC | 2 | 1.2% | — |
| 25 | Dakota West Credit Union 61 out of 100, Moderate | 2 | 1.2% | 51.5% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.6% | 14.1% |
| 27 | Loandepot.Com, LLC | 1 | 0.6% | — |
| 28 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.6% | — |
| 29 | AmeriSave Mortgage Corporation | 1 | 0.6% | — |
| 30 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.6% | 33.8% |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.6% | 44.7% |
| 32 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.6% | 19.1% |
| 33 | ZILLOW HOME LOANS, LLC | 1 | 0.6% | — |
| 34 | BANKWEST, INC. 38 out of 100, Low | 1 | 0.6% | 48.6% |
| 35 | HAPO COMMUNITY CREDIT UNION 80 out of 100, Strong | 1 | 0.6% | 25.8% |
| 36 | Equity Prime Mortgage LLC | 1 | 0.6% | — |
| 37 | V.I.P. MORTGAGE, INC. | 1 | 0.6% | — |
| 38 | QUORUM FEDERAL CREDIT UNION 59 out of 100, Moderate | 1 | 0.6% | 36.0% |
| 39 | TOWNE MORTGAGE COMPANY | 1 | 0.6% | — |
| 40 | LOWER, LLC | 1 | 0.6% | — |
Top 40 of 45 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps