North Dakota · HMDA 2025
Mortgage lenders in Wells County, ND
29 lenders reported 82 home-loan applications in Wells County in 2025. 54 closed as loans ($7.3M), 5 were denied — a 8.2% denial rate on decided applications, below the North Dakota rate of 13.6%. The three most active lenders handled 54% of applications, led by First International Bank & Trust. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 82
- Loans originated
- 54
- Purchase / refinance
- 32 / 10
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wells County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First International Bank & Trust 52 out of 100, Below average | 29 | 35.4% | 5.8% |
| 2 | Rocket Mortgage, LLC | 10 | 12.2% | — |
| 3 | Gate City Bank | 5 | 6.1% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 4 | 4.9% | — |
| 5 | FIRST COMMUNITY CREDIT UNION | 3 | 3.7% | — |
| 6 | Dakota Heritage Bank 63 out of 100, Moderate | 3 | 3.7% | 3.1% |
| 7 | NEWREZ LLC | 2 | 2.4% | — |
| 8 | Broker Solutions, Inc. | 2 | 2.4% | — |
| 9 | Mortgage Research Center, LLC | 2 | 2.4% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 2.4% | — |
| 11 | Farm Credit Mid-America | 2 | 2.4% | — |
| 12 | 21st Mortgage Corporation | 1 | 1.2% | — |
| 13 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 1.2% | 22.2% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.2% | — |
| 15 | Discover Bank | 1 | 1.2% | — |
| 16 | AgCountry Farm Credit Services, FLCA | 1 | 1.2% | — |
| 17 | TOWN AND COUNTRY Credit Union 64 out of 100, Moderate | 1 | 1.2% | 3.2% |
| 18 | Starion Bank 56 out of 100, Moderate | 1 | 1.2% | 3.1% |
| 19 | First Western Bank & Trust 55 out of 100, Moderate | 1 | 1.2% | 5.4% |
| 20 | SUN WEST MORTGAGE COMPANY, INC. | 1 | 1.2% | — |
| 21 | Ixonia Bank 67 out of 100, Moderate | 1 | 1.2% | 4.7% |
| 22 | WEST GATE BANK 72 out of 100, Strong | 1 | 1.2% | 4.8% |
| 23 | Blaze Credit Union 61 out of 100, Moderate | 1 | 1.2% | 14.3% |
| 24 | RAILWAY | 1 | 1.2% | — |
| 25 | CAPITAL | 1 | 1.2% | — |
| 26 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | 1.2% | — |
| 27 | Unison Bank | 1 | 1.2% | — |
| 28 | Bremer Bank, National Association | 1 | 1.2% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 1 | 1.2% | 3.0% |
Top 29 of 29 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps