Oklahoma · HMDA 2025
Mortgage lenders in Adair County, OK
91 lenders reported 622 home-loan applications in Adair County in 2025. 216 closed as loans ($34.3M), 153 were denied — a 37.1% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 31% of applications, led by Arvest Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 622
- Loans originated
- 216
- Purchase / refinance
- 106 / 68
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Adair County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 94 | 15.1% | 18.5% |
| 2 | 21st Mortgage Corporation | 55 | 8.8% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 45 | 7.2% | — |
| 4 | Armstrong Bank 74 out of 100, Strong | 45 | 7.2% | 9.7% |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 34 | 5.5% | — |
| 6 | Rocket Mortgage, LLC | 30 | 4.8% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 26 | 4.2% | — |
| 8 | SOUTHWEST STAGE FUNDING, LLC | 20 | 3.2% | — |
| 9 | NEWREZ LLC | 19 | 3.1% | — |
| 10 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 19 | 3.1% | 74.7% |
| 11 | Mortgage Research Center, LLC | 16 | 2.6% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 12 | 1.9% | — |
| 13 | MORTGAGE INVESTMENT SERVICES CORPORATION | 10 | 1.6% | — |
| 14 | UNITED BUILT HOMES, L.L.C. | 10 | 1.6% | — |
| 15 | GENEVA FINANCIAL, LLC | 9 | 1.4% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.1% | — |
| 17 | PLANET HOME LENDING, LLC | 7 | 1.1% | — |
| 18 | FLAT BRANCH MORTGAGE, INC. | 7 | 1.1% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.0% | — |
| 20 | GUILD MORTGAGE COMPANY | 6 | 1.0% | — |
| 21 | COUNTRYPLACE MORTGAGE, LTD. | 5 | 0.8% | — |
| 22 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.8% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.8% | — |
| 24 | Firstar Bank 66 out of 100, Moderate | 5 | 0.8% | 3.7% |
| 25 | PHH Mortgage Corporation | 5 | 0.8% | — |
| 26 | Broker Solutions, Inc. | 4 | 0.6% | — |
| 27 | Grand Savings Bank 80 out of 100, Strong | 4 | 0.6% | 7.9% |
| 28 | BancFirst 71 out of 100, Strong | 4 | 0.6% | 10.2% |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.6% | — |
| 30 | Fairway Independent Mortgage Corporation | 3 | 0.5% | — |
| 31 | Loandepot.Com, LLC | 3 | 0.5% | — |
| 32 | AmeriSave Mortgage Corporation | 3 | 0.5% | — |
| 33 | SPRING EQ, LLC | 3 | 0.5% | — |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.5% | 39.5% |
| 35 | American Mortgage Bank, LLC | 3 | 0.5% | — |
| 36 | Gateway First Bank 54 out of 100, Below average | 3 | 0.5% | 5.3% |
| 37 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 3 | 0.5% | 31.7% |
| 38 | NEW DAY FINANCIAL, LLC | 3 | 0.5% | — |
| 39 | Centennial Bank 79 out of 100, Strong | 3 | 0.5% | 23.4% |
| 40 | Simmons Bank 60 out of 100, Moderate | 3 | 0.5% | 26.5% |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps