Oklahoma · HMDA 2025
Mortgage lenders in Carter County, OK
167 lenders reported 1,911 home-loan applications in Carter County in 2025. 902 closed as loans ($155.4M), 335 were denied — a 25.4% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 21% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,911
- Loans originated
- 902
- Purchase / refinance
- 504 / 257
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carter County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 175 | 9.2% | — |
| 2 | BancFirst 71 out of 100, Strong | 136 | 7.1% | 10.2% |
| 3 | Rocket Mortgage, LLC | 82 | 4.3% | — |
| 4 | NEWREZ LLC | 71 | 3.7% | — |
| 5 | First Bank & Trust Co. | 71 | 3.7% | — |
| 6 | First United Bank and Trust Company 50 out of 100, Below average | 70 | 3.7% | 8.1% |
| 7 | ASSOCIATED MORTGAGE CORPORATION | 68 | 3.6% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 66 | 3.5% | — |
| 9 | First National Bank and Trust Company of Ardmore 79 out of 100, Strong | 64 | 3.3% | 6.7% |
| 10 | Gateway First Bank 54 out of 100, Below average | 61 | 3.2% | 5.3% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 56 | 2.9% | — |
| 12 | American Nation Bank 76 out of 100, Strong | 55 | 2.9% | 11.8% |
| 13 | SUCCESS MORTGAGE PARTNERS, INC. | 48 | 2.5% | — |
| 14 | PLANET HOME LENDING, LLC | 41 | 2.1% | — |
| 15 | Mortgage Research Center, LLC | 37 | 1.9% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 37 | 1.9% | 39.5% |
| 17 | Communication Federal Credit Union 68 out of 100, Moderate | 33 | 1.7% | 14.9% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 30 | 1.6% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 28 | 1.5% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 27 | 1.4% | 14.1% |
| 21 | COUNTRYPLACE MORTGAGE, LTD. | 27 | 1.4% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 24 | 1.3% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 1.2% | — |
| 24 | Chickasaw Community Bank 47 out of 100, Below average | 23 | 1.2% | 34.1% |
| 25 | Broker Solutions, Inc. | 19 | 1.0% | — |
| 26 | FIGURE LENDING LLC | 18 | 0.9% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 16 | 0.8% | — |
| 28 | AmeriSave Mortgage Corporation | 15 | 0.8% | — |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 14 | 0.7% | — |
| 30 | Simmons Bank 60 out of 100, Moderate | 14 | 0.7% | 26.5% |
| 31 | Coastal Community Bank 35 out of 100, Low | 14 | 0.7% | 3.0% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 0.7% | 32.9% |
| 33 | Loandepot.Com, LLC | 13 | 0.7% | — |
| 34 | Discover Bank | 13 | 0.7% | — |
| 35 | TOWNE MORTGAGE COMPANY | 13 | 0.7% | — |
| 36 | GUARANTEED RATE, INC. | 12 | 0.6% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 11 | 0.6% | 22.2% |
| 38 | MTC Federal Credit Union 67 out of 100, Moderate | 11 | 0.6% | 10.5% |
| 39 | PHH Mortgage Corporation | 11 | 0.6% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 10 | 0.5% | — |
Top 40 of 167 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps