Oklahoma · HMDA 2025
Mortgage lenders in Johnston County, OK
72 lenders reported 307 home-loan applications in Johnston County in 2025. 111 closed as loans ($17.8M), 69 were denied — a 35.0% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 33% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 307
- Loans originated
- 111
- Purchase / refinance
- 62 / 36
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Johnston County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 50 | 16.3% | — |
| 2 | First United Bank and Trust Company 50 out of 100, Below average | 28 | 9.1% | 8.1% |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 23 | 7.5% | — |
| 4 | Rocket Mortgage, LLC | 18 | 5.9% | — |
| 5 | BancFirst 71 out of 100, Strong | 15 | 4.9% | 10.2% |
| 6 | SOUTHWEST STAGE FUNDING, LLC | 11 | 3.6% | — |
| 7 | NEWREZ LLC | 8 | 2.6% | — |
| 8 | Broker Solutions, Inc. | 7 | 2.3% | — |
| 9 | AmeriSave Mortgage Corporation | 7 | 2.3% | — |
| 10 | GUILD MORTGAGE COMPANY | 7 | 2.3% | — |
| 11 | Mortgage Research Center, LLC | 7 | 2.3% | — |
| 12 | COUNTRYPLACE MORTGAGE, LTD. | 7 | 2.3% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 7 | 2.3% | — |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 2.0% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.6% | — |
| 16 | Vision Bank | 5 | 1.6% | — |
| 17 | Great Plains National Bank | 5 | 1.6% | — |
| 18 | Loandepot.Com, LLC | 4 | 1.3% | — |
| 19 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.3% | — |
| 20 | Gateway First Bank 54 out of 100, Below average | 4 | 1.3% | 5.3% |
| 21 | Simmons Bank 60 out of 100, Moderate | 4 | 1.3% | 26.5% |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.0% | 32.9% |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.0% | 39.5% |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.0% | — |
| 25 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 1.0% | — |
| 26 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 1.0% | — |
| 27 | NEW DAY FINANCIAL, LLC | 3 | 1.0% | — |
| 28 | CMG MORTGAGE, INC. | 2 | 0.7% | — |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.7% | 14.1% |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.7% | — |
| 31 | Radiant Credit Union 65 out of 100, Moderate | 2 | 0.7% | 41.0% |
| 32 | Shamrock Bank, N.A. 79 out of 100, Strong | 2 | 0.7% | 0.0% |
| 33 | FIGURE LENDING LLC | 2 | 0.7% | — |
| 34 | Click n' Close, Inc. | 2 | 0.7% | — |
| 35 | Chickasaw Community Bank 47 out of 100, Below average | 2 | 0.7% | 34.1% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.7% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.7% | — |
| 38 | CANOPY MORTGAGE, LLC | 2 | 0.7% | — |
| 39 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 0.7% | 37.2% |
| 40 | Discover Bank | 1 | 0.3% | — |
Top 40 of 72 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps