Oklahoma · HMDA 2025
Mortgage lenders in Ottawa County, OK
114 lenders reported 834 home-loan applications in Ottawa County in 2025. 352 closed as loans ($56.7M), 136 were denied — a 26.0% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 29% of applications, led by Arvest Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 834
- Loans originated
- 352
- Purchase / refinance
- 209 / 101
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ottawa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 143 | 17.1% | 18.5% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 50 | 6.0% | — |
| 3 | FLAT BRANCH MORTGAGE, INC. | 47 | 5.6% | — |
| 4 | Rocket Mortgage, LLC | 43 | 5.2% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 33 | 4.0% | — |
| 6 | 21st Mortgage Corporation | 26 | 3.1% | — |
| 7 | Mortgage Research Center, LLC | 24 | 2.9% | — |
| 8 | PLANET HOME LENDING, LLC | 18 | 2.2% | — |
| 9 | MORTGAGE INVESTMENT SERVICES CORPORATION | 17 | 2.0% | — |
| 10 | NEWREZ LLC | 15 | 1.8% | — |
| 11 | Broker Solutions, Inc. | 15 | 1.8% | — |
| 12 | TRIAD FINANCIAL SERVICES, INC. | 13 | 1.6% | — |
| 13 | Loandepot.Com, LLC | 12 | 1.4% | — |
| 14 | AmeriSave Mortgage Corporation | 12 | 1.4% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 12 | 1.4% | — |
| 16 | NEW DAY FINANCIAL, LLC | 12 | 1.4% | — |
| 17 | TTCU Federal Credit Union 73 out of 100, Strong | 11 | 1.3% | 18.1% |
| 18 | NATIONSTAR MORTGAGE LLC | 11 | 1.3% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 1.2% | 39.5% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.2% | — |
| 21 | BancFirst 71 out of 100, Strong | 10 | 1.2% | 10.2% |
| 22 | Stride Bank, National Association 69 out of 100, Moderate | 10 | 1.2% | 3.2% |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 1.1% | — |
| 24 | Community Bank and Trust | 9 | 1.1% | — |
| 25 | KIND LENDING, LLC | 9 | 1.1% | — |
| 26 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 9 | 1.1% | 74.7% |
| 27 | People's Bank of Seneca 65 out of 100, Moderate | 9 | 1.1% | 12.4% |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.0% | 14.1% |
| 29 | Discover Bank | 8 | 1.0% | — |
| 30 | FIGURE LENDING LLC | 8 | 1.0% | — |
| 31 | Grand Savings Bank 80 out of 100, Strong | 8 | 1.0% | 7.9% |
| 32 | ENCOMPASS LENDING GROUP, LP | 7 | 0.8% | — |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 0.8% | — |
| 34 | ROYAL UNITED MORTGAGE LLC | 7 | 0.8% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.8% | — |
| 36 | USAA Federal Savings Bank 64 out of 100, Moderate | 7 | 0.8% | 37.2% |
| 37 | Coastal Community Bank 35 out of 100, Low | 7 | 0.8% | 3.0% |
| 38 | GUILD MORTGAGE COMPANY | 6 | 0.7% | — |
| 39 | AMERICAN FINANCIAL NETWORK, INC. | 6 | 0.7% | — |
| 40 | V.I.P. MORTGAGE, INC. | 6 | 0.7% | — |
Top 40 of 114 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps