Oklahoma · HMDA 2025
Mortgage lenders in Woodward County, OK
94 lenders reported 477 home-loan applications in Woodward County in 2025. 202 closed as loans ($36.8M), 101 were denied — a 31.8% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 23% of applications, led by GUILD MORTGAGE COMPANY. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 477
- Loans originated
- 202
- Purchase / refinance
- 137 / 52
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Woodward County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 45 | 9.4% | — |
| 2 | Rocket Mortgage, LLC | 34 | 7.1% | — |
| 3 | Stride Bank, National Association 69 out of 100, Moderate | 30 | 6.3% | 3.2% |
| 4 | 21st Mortgage Corporation | 24 | 5.0% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 24 | 5.0% | — |
| 6 | Great Plains National Bank | 23 | 4.8% | — |
| 7 | MidFirst Bank 34 out of 100, Low | 18 | 3.8% | 16.3% |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 2.9% | — |
| 9 | NATIONSTAR MORTGAGE LLC | 13 | 2.7% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 2.5% | 39.5% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 2.3% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 11 | 2.3% | — |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 2.1% | — |
| 14 | Loandepot.Com, LLC | 9 | 1.9% | — |
| 15 | PLANET HOME LENDING, LLC | 9 | 1.9% | — |
| 16 | Mortgage Research Center, LLC | 8 | 1.7% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.5% | 32.9% |
| 18 | NEWREZ LLC | 7 | 1.5% | — |
| 19 | AmeriSave Mortgage Corporation | 7 | 1.5% | — |
| 20 | Gateway First Bank 54 out of 100, Below average | 7 | 1.5% | 5.3% |
| 21 | Paramount Residential Mortgage Group, Inc. | 6 | 1.3% | — |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 6 | 1.3% | — |
| 23 | COUNTRYPLACE MORTGAGE, LTD. | 6 | 1.3% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 6 | 1.3% | 3.0% |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.0% | 14.1% |
| 26 | TRIAD FINANCIAL SERVICES, INC. | 5 | 1.0% | — |
| 27 | MORTGAGE INVESTMENT SERVICES CORPORATION | 5 | 1.0% | — |
| 28 | Loan Funder LLC | 5 | 1.0% | — |
| 29 | Bank 7 86 out of 100, Very strong | 5 | 1.0% | 3.4% |
| 30 | Broker Solutions, Inc. | 4 | 0.8% | — |
| 31 | MORTGAGE CLEARING CORPORATION | 4 | 0.8% | — |
| 32 | AMERICAN FINANCING CORPORATION | 4 | 0.8% | — |
| 33 | Quail Creek Bank 67 out of 100, Moderate | 4 | 0.8% | 3.9% |
| 34 | TINKER FEDERAL CREDIT UNION 83 out of 100, Strong | 4 | 0.8% | 33.6% |
| 35 | GUARANTEED RATE, INC. | 3 | 0.6% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.6% | — |
| 37 | FINANCIAL CONCEPTS MORTGAGE, LLC | 3 | 0.6% | — |
| 38 | ASSOCIATED MORTGAGE CORPORATION | 3 | 0.6% | — |
| 39 | NEW DAY FINANCIAL, LLC | 3 | 0.6% | — |
| 40 | ROYAL UNITED MORTGAGE LLC | 3 | 0.6% | — |
Top 40 of 94 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps