Oregon · HMDA 2025
Mortgage lenders in Jefferson County, OR
162 lenders reported 1,171 home-loan applications in Jefferson County in 2025. 646 closed as loans ($172.4M), 161 were denied — a 19.0% denial rate on decided applications, close to the Oregon rate of 19.0%. The three most active lenders handled 17% of applications, led by GUILD MORTGAGE COMPANY. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,171
- Loans originated
- 646
- Purchase / refinance
- 325 / 173
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 81 | 6.9% | — |
| 2 | Mid Oregon | 67 | 5.7% | — |
| 3 | Rocket Mortgage, LLC | 52 | 4.4% | — |
| 4 | CROSSCOUNTRY MORTGAGE, INC. | 48 | 4.1% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 45 | 3.8% | — |
| 6 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 42 | 3.6% | 17.5% |
| 7 | Broker Solutions, Inc. | 41 | 3.5% | — |
| 8 | Fairway Independent Mortgage Corporation | 40 | 3.4% | — |
| 9 | NEWREZ LLC | 39 | 3.3% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 33 | 2.8% | — |
| 11 | SELCO COMMUNITY | 32 | 2.7% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 29 | 2.5% | 39.5% |
| 13 | Loandepot.Com, LLC | 28 | 2.4% | — |
| 14 | MOVEMENT MORTGAGE, LLC | 25 | 2.1% | — |
| 15 | Umpqua Bank 64 out of 100, Moderate | 23 | 2.0% | 28.5% |
| 16 | FREEDOM MORTGAGE CORPORATION | 21 | 1.8% | — |
| 17 | CMG MORTGAGE, INC. | 17 | 1.5% | — |
| 18 | Mortgage Research Center, LLC | 17 | 1.5% | — |
| 19 | THE LOAN STORE, INC. | 16 | 1.4% | — |
| 20 | PLANET HOME LENDING, LLC | 16 | 1.4% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.3% | 14.1% |
| 22 | PHH Mortgage Corporation | 15 | 1.3% | — |
| 23 | KIND LENDING, LLC | 14 | 1.2% | — |
| 24 | 21st Mortgage Corporation | 13 | 1.1% | — |
| 25 | GUARANTEED RATE, INC. | 13 | 1.1% | — |
| 26 | AmeriSave Mortgage Corporation | 12 | 1.0% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 12 | 1.0% | — |
| 28 | LENNAR MORTGAGE, LLC | 10 | 0.9% | — |
| 29 | Sunflower Bank, National Association 51 out of 100, Below average | 10 | 0.9% | 5.8% |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.9% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 10 | 0.9% | — |
| 32 | SPRING EQ, LLC | 9 | 0.8% | — |
| 33 | FIGURE LENDING LLC | 9 | 0.8% | — |
| 34 | MORTGAGE EXPRESS, LLC | 8 | 0.7% | — |
| 35 | AMERICAN FINANCIAL NETWORK, INC. | 7 | 0.6% | — |
| 36 | OREGON COMMUNITY | 7 | 0.6% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 7 | 0.6% | — |
| 38 | NATIONS DIRECT MORTGAGE, LLC | 7 | 0.6% | — |
| 39 | EVERETT FINANCIAL, INC. | 7 | 0.6% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 0.5% | 22.2% |
Top 40 of 162 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps