Oregon · HMDA 2025
Mortgage lenders in Washington County, OR
433 lenders reported 21,720 home-loan applications in Washington County in 2025. 12,078 closed as loans ($6.1B), 2,524 were denied — a 16.4% denial rate on decided applications, below the Oregon rate of 19.0%. The three most active lenders handled 19% of applications, led by ONPOINT COMMUNITY CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 21,720
- Loans originated
- 12,078
- Purchase / refinance
- 6,249 / 3,311
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 2,194 | 10.1% | 17.5% |
| 2 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 947 | 4.4% | 15.5% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 880 | 4.1% | — |
| 4 | Rocket Mortgage, LLC | 786 | 3.6% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 768 | 3.5% | 39.5% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 756 | 3.5% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 709 | 3.3% | 14.1% |
| 8 | GUILD MORTGAGE COMPANY | 670 | 3.1% | — |
| 9 | NEWREZ LLC | 631 | 2.9% | — |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 547 | 2.5% | 44.7% |
| 11 | LENNAR MORTGAGE, LLC | 455 | 2.1% | — |
| 12 | CMG MORTGAGE, INC. | 398 | 1.8% | — |
| 13 | PHH Mortgage Corporation | 364 | 1.7% | — |
| 14 | MORTGAGE EXPRESS, LLC | 321 | 1.5% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 288 | 1.3% | — |
| 16 | NATIONS DIRECT MORTGAGE, LLC | 284 | 1.3% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 273 | 1.3% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 265 | 1.2% | — |
| 19 | Rivermark Community | 248 | 1.1% | — |
| 20 | FIGURE LENDING LLC | 237 | 1.1% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 231 | 1.1% | — |
| 22 | SPRING EQ, LLC | 228 | 1.0% | — |
| 23 | Unitus Community Credit Union 63 out of 100, Moderate | 225 | 1.0% | 40.1% |
| 24 | Coastal Community Bank 35 out of 100, Low | 217 | 1.0% | 3.0% |
| 25 | GUARANTEED RATE, INC. | 211 | 1.0% | — |
| 26 | Paramount Residential Mortgage Group, Inc. | 205 | 0.9% | — |
| 27 | Fairway Independent Mortgage Corporation | 200 | 0.9% | — |
| 28 | PROVIDENT FUNDING ASSOCIATES, L.P. | 199 | 0.9% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 180 | 0.8% | 32.9% |
| 30 | Umpqua Bank 64 out of 100, Moderate | 177 | 0.8% | 28.5% |
| 31 | UNION HOME MORTGAGE CORP. | 175 | 0.8% | — |
| 32 | KeyBank National Association 63 out of 100, Moderate | 157 | 0.7% | 32.8% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 155 | 0.7% | 22.2% |
| 34 | BETTER MORTGAGE CORPORATION | 152 | 0.7% | — |
| 35 | Mortgage Research Center, LLC | 151 | 0.7% | — |
| 36 | Taylor Morrison Home Funding, Inc. | 151 | 0.7% | — |
| 37 | Broker Solutions, Inc. | 150 | 0.7% | — |
| 38 | FIRST COMMUNITY | 150 | 0.7% | — |
| 39 | Loandepot.Com, LLC | 133 | 0.6% | — |
| 40 | UNIVERSAL LENDING CORPORATION | 124 | 0.6% | — |
Top 40 of 433 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps
- Klamath County 3,132 apps