Oregon · HMDA 2025
Mortgage lenders in Jackson County, OR
287 lenders reported 8,570 home-loan applications in Jackson County in 2025. 4,731 closed as loans ($1.4B), 1,154 were denied — a 18.7% denial rate on decided applications, close to the Oregon rate of 19.0%. The three most active lenders handled 24% of applications, led by ROGUE CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 8,570
- Loans originated
- 4,731
- Purchase / refinance
- 2,468 / 1,177
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ROGUE CREDIT UNION 67 out of 100, Moderate | 1,253 | 14.6% | 13.2% |
| 2 | GUILD MORTGAGE COMPANY | 466 | 5.4% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 368 | 4.3% | — |
| 4 | CMG MORTGAGE, INC. | 360 | 4.2% | — |
| 5 | Rocket Mortgage, LLC | 357 | 4.2% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 269 | 3.1% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 236 | 2.8% | — |
| 8 | MOVEMENT MORTGAGE, LLC | 207 | 2.4% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 200 | 2.3% | 39.5% |
| 10 | NEWREZ LLC | 199 | 2.3% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 172 | 2.0% | 14.1% |
| 12 | FIRST COMMUNITY | 162 | 1.9% | — |
| 13 | Umpqua Bank 64 out of 100, Moderate | 160 | 1.9% | 28.5% |
| 14 | Mortgage Research Center, LLC | 153 | 1.8% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 148 | 1.7% | — |
| 16 | Banner Bank 72 out of 100, Strong | 141 | 1.6% | 35.6% |
| 17 | FIGURE LENDING LLC | 124 | 1.4% | — |
| 18 | Sunflower Bank, National Association 51 out of 100, Below average | 120 | 1.4% | 5.8% |
| 19 | First Interstate Bank 62 out of 100, Moderate | 112 | 1.3% | 29.4% |
| 20 | Nations Lending Corporation | 108 | 1.3% | — |
| 21 | SPRING EQ, LLC | 105 | 1.2% | — |
| 22 | Evergreen Federal Bank 75 out of 100, Strong | 98 | 1.1% | 8.8% |
| 23 | TWINSTAR | 98 | 1.1% | — |
| 24 | Loandepot.Com, LLC | 87 | 1.0% | — |
| 25 | AmeriSave Mortgage Corporation | 85 | 1.0% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 79 | 0.9% | — |
| 27 | Willamette Valley Bank 81 out of 100, Strong | 79 | 0.9% | 13.8% |
| 28 | PHH Mortgage Corporation | 75 | 0.9% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 74 | 0.9% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 72 | 0.8% | 3.0% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 69 | 0.8% | 32.9% |
| 32 | Broker Solutions, Inc. | 67 | 0.8% | — |
| 33 | THE LOAN STORE, INC. | 63 | 0.7% | — |
| 34 | Fairway Independent Mortgage Corporation | 62 | 0.7% | — |
| 35 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 58 | 0.7% | 17.5% |
| 36 | MORTGAGE EXPRESS, LLC | 57 | 0.7% | — |
| 37 | Plains Commerce Bank 59 out of 100, Moderate | 53 | 0.6% | 10.0% |
| 38 | KIND LENDING, LLC | 53 | 0.6% | — |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 53 | 0.6% | — |
| 40 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 51 | 0.6% | 2.2% |
Top 40 of 287 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps
- Klamath County 3,132 apps