Oregon · HMDA 2025
Mortgage lenders in Polk County, OR
239 lenders reported 3,688 home-loan applications in Polk County in 2025. 2,021 closed as loans ($617.4M), 537 were denied — a 20.1% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 16% of applications, led by MARION AND POLK SCHOOLS CREDIT UNION. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,688
- Loans originated
- 2,021
- Purchase / refinance
- 919 / 553
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Polk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MARION AND POLK SCHOOLS CREDIT UNION 59 out of 100, Moderate | 196 | 5.3% | 15.6% |
| 2 | Rocket Mortgage, LLC | 191 | 5.2% | — |
| 3 | Oregon State Credit Union 76 out of 100, Strong | 191 | 5.2% | 14.3% |
| 4 | GUILD MORTGAGE COMPANY | 146 | 4.0% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 143 | 3.9% | — |
| 6 | NEWREZ LLC | 118 | 3.2% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 111 | 3.0% | — |
| 8 | Umpqua Bank 64 out of 100, Moderate | 93 | 2.5% | 28.5% |
| 9 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 91 | 2.5% | 17.5% |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 84 | 2.3% | 39.5% |
| 11 | FREEDOM MORTGAGE CORPORATION | 83 | 2.3% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 82 | 2.2% | 14.1% |
| 13 | Synergy One Lending, Inc. | 65 | 1.8% | — |
| 14 | FIRST COMMUNITY | 62 | 1.7% | — |
| 15 | OREGON COMMUNITY | 58 | 1.6% | — |
| 16 | NATIONS DIRECT MORTGAGE, LLC | 55 | 1.5% | — |
| 17 | DHI MORTGAGE COMPANY, LTD. | 54 | 1.5% | — |
| 18 | Mortgage Research Center, LLC | 54 | 1.5% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 47 | 1.3% | 44.7% |
| 20 | Loandepot.Com, LLC | 46 | 1.2% | — |
| 21 | Fairway Independent Mortgage Corporation | 45 | 1.2% | — |
| 22 | TRIAD FINANCIAL SERVICES, INC. | 45 | 1.2% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 43 | 1.2% | — |
| 24 | CMG MORTGAGE, INC. | 42 | 1.1% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 42 | 1.1% | — |
| 26 | FIGURE LENDING LLC | 42 | 1.1% | — |
| 27 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 42 | 1.1% | 15.5% |
| 28 | Coastal Community Bank 35 out of 100, Low | 40 | 1.1% | 3.0% |
| 29 | PLAZA HOME MORTGAGE, INC. | 39 | 1.1% | — |
| 30 | SPRING EQ, LLC | 38 | 1.0% | — |
| 31 | MOVEMENT MORTGAGE, LLC | 37 | 1.0% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 34 | 0.9% | — |
| 33 | AmeriSave Mortgage Corporation | 33 | 0.9% | — |
| 34 | PHH Mortgage Corporation | 33 | 0.9% | — |
| 35 | Broker Solutions, Inc. | 29 | 0.8% | — |
| 36 | UNION HOME MORTGAGE CORP. | 26 | 0.7% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 25 | 0.7% | 32.9% |
| 38 | 21st Mortgage Corporation | 25 | 0.7% | — |
| 39 | Discover Bank | 25 | 0.7% | — |
| 40 | GUARANTEED RATE, INC. | 25 | 0.7% | — |
Top 40 of 239 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Josephine County 3,188 apps
- Klamath County 3,132 apps