HMDA 2025
Mortgage lenders in Oregon
Lenders reported 163,302 home-loan applications for properties in Oregon in 2025; 89,084 became loans and the denial rate on decided applications was 19.0%. The busiest county was Multnomah County with 26,213 applications.
Most active lenders across Oregon's counties
- ONPOINT COMMUNITY CREDIT UNION 10,658 applications
- Rocket Mortgage, LLC 6,756 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 6,619 applications
- GUILD MORTGAGE COMPANY 6,121 applications
- U.S. Bank National Association 5,031 applications
- NEWREZ LLC 5,028 applications
- PENNYMAC LOAN SERVICES, LLC 4,826 applications
- JPMorgan Chase Bank, National Association 3,997 applications
- Umpqua Bank 3,202 applications
- CMG MORTGAGE, INC. 3,032 applications
- FREEDOM MORTGAGE CORPORATION 2,622 applications
- ROGUE CREDIT UNION 2,412 applications
- CROSSCOUNTRY MORTGAGE, INC. 2,341 applications
- Bank of America, National Association 2,330 applications
- FIRST TECHNOLOGY FEDERAL CREDIT UNION 2,159 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Baker County | 714 | 121 | 23.2% | 162 / 126 |
| Benton County | 2,497 | 201 | 14.0% | 659 / 374 |
| Clackamas County | 17,744 | 396 | 18.9% | 4,376 / 2,887 |
| Clatsop County | 1,929 | 214 | 22.1% | 455 / 328 |
| Columbia County | 2,368 | 191 | 19.0% | 580 / 425 |
| Coos County | 2,783 | 218 | 24.1% | 682 / 427 |
| Crook County | 1,598 | 179 | 16.7% | 438 / 262 |
| Curry County | 906 | 149 | 23.7% | 197 / 127 |
| Deschutes County | 11,414 | 364 | 16.5% | 3,324 / 1,715 |
| Douglas County | 4,368 | 237 | 24.5% | 1,087 / 633 |
| Gilliam County | 81 | 45 | 31.0% | 11 / 20 |
| Grant County | 212 | 71 | 22.1% | 71 / 29 |
| Harney County | 225 | 66 | 27.6% | 59 / 34 |
| Hood River County | 721 | 131 | 19.9% | 164 / 124 |
| Jackson County | 8,570 | 287 | 18.7% | 2,468 / 1,177 |
| Jefferson County | 1,171 | 162 | 19.0% | 325 / 173 |
| Josephine County | 3,188 | 217 | 21.3% | 855 / 459 |
| Klamath County | 3,132 | 210 | 22.8% | 782 / 511 |
| Lake County | 229 | 67 | 22.4% | 41 / 45 |
| Lane County | 14,083 | 349 | 19.4% | 3,635 / 2,176 |
| Lincoln County | 2,638 | 240 | 23.5% | 638 / 374 |
| Linn County | 5,449 | 248 | 18.9% | 1,407 / 844 |
| Malheur County | 945 | 145 | 23.9% | 226 / 143 |
| Marion County | 12,770 | 348 | 20.1% | 3,212 / 1,886 |
| Morrow County | 481 | 98 | 21.2% | 141 / 68 |
| Multnomah County | 26,213 | 461 | 18.0% | 7,790 / 3,606 |
| Polk County | 3,688 | 239 | 20.1% | 919 / 553 |
| Sherman County | 62 | 33 | 19.5% | 17 / 8 |
| Tillamook County | 1,496 | 189 | 18.3% | 406 / 233 |
| Umatilla County | 3,091 | 193 | 20.9% | 855 / 521 |
| Union County | 1,022 | 138 | 22.7% | 243 / 175 |
| Wallowa County | 300 | 88 | 22.6% | 78 / 47 |
| Wasco County | 970 | 138 | 24.4% | 256 / 138 |
| Washington County | 21,720 | 433 | 16.4% | 6,249 / 3,311 |
| Wheeler County | 43 | 26 | 23.5% | 11 / 6 |
| Yamhill County | 4,481 | 261 | 20.5% | 1,086 / 744 |