Oregon · HMDA 2025
Mortgage lenders in Clackamas County, OR
396 lenders reported 17,744 home-loan applications in Clackamas County in 2025. 9,751 closed as loans ($4.1B), 2,425 were denied — a 18.9% denial rate on decided applications, close to the Oregon rate of 19.0%. The three most active lenders handled 20% of applications, led by ONPOINT COMMUNITY CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 17,744
- Loans originated
- 9,751
- Purchase / refinance
- 4,376 / 2,887
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clackamas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 2,165 | 12.2% | 17.5% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 787 | 4.4% | — |
| 3 | Rocket Mortgage, LLC | 618 | 3.5% | — |
| 4 | GUILD MORTGAGE COMPANY | 581 | 3.3% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 575 | 3.2% | 39.5% |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 520 | 2.9% | 44.7% |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 513 | 2.9% | 14.1% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 506 | 2.9% | — |
| 9 | NEWREZ LLC | 479 | 2.7% | — |
| 10 | CMG MORTGAGE, INC. | 343 | 1.9% | — |
| 11 | Embold Federal Credit Union 60 out of 100, Moderate | 341 | 1.9% | 23.5% |
| 12 | SPRING EQ, LLC | 282 | 1.6% | — |
| 13 | Fairway Independent Mortgage Corporation | 275 | 1.5% | — |
| 14 | NATIONS DIRECT MORTGAGE, LLC | 273 | 1.5% | — |
| 15 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 247 | 1.4% | 15.5% |
| 16 | Rivermark Community | 246 | 1.4% | — |
| 17 | Umpqua Bank 64 out of 100, Moderate | 235 | 1.3% | 28.5% |
| 18 | FREEDOM MORTGAGE CORPORATION | 231 | 1.3% | — |
| 19 | PHH Mortgage Corporation | 222 | 1.3% | — |
| 20 | FIGURE LENDING LLC | 220 | 1.2% | — |
| 21 | MORTGAGE EXPRESS, LLC | 209 | 1.2% | — |
| 22 | TRIAD FINANCIAL SERVICES, INC. | 206 | 1.2% | — |
| 23 | Unitus Community Credit Union 63 out of 100, Moderate | 204 | 1.1% | 40.1% |
| 24 | NATIONSTAR MORTGAGE LLC | 203 | 1.1% | — |
| 25 | 21st Mortgage Corporation | 202 | 1.1% | — |
| 26 | GUARANTEED RATE, INC. | 199 | 1.1% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 187 | 1.1% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 168 | 0.9% | 3.0% |
| 29 | MOVEMENT MORTGAGE, LLC | 165 | 0.9% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 162 | 0.9% | — |
| 31 | AMERICAN PACIFIC MORTGAGE CORPORATION | 153 | 0.9% | — |
| 32 | Mortgage Research Center, LLC | 135 | 0.8% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 132 | 0.7% | 32.9% |
| 34 | PROVIDENT FUNDING ASSOCIATES, L.P. | 125 | 0.7% | — |
| 35 | Loandepot.Com, LLC | 124 | 0.7% | — |
| 36 | Paramount Residential Mortgage Group, Inc. | 121 | 0.7% | — |
| 37 | Broker Solutions, Inc. | 119 | 0.7% | — |
| 38 | CLM MORTGAGE, INC. | 118 | 0.7% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 116 | 0.7% | 22.2% |
| 40 | KeyBank National Association 63 out of 100, Moderate | 115 | 0.6% | 32.8% |
Top 40 of 396 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps
- Klamath County 3,132 apps