Oregon · HMDA 2025
Mortgage lenders in Lane County, OR
349 lenders reported 14,083 home-loan applications in Lane County in 2025. 7,822 closed as loans ($2.3B), 2,017 were denied — a 19.4% denial rate on decided applications, close to the Oregon rate of 19.0%. The three most active lenders handled 21% of applications, led by OREGON COMMUNITY. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,083
- Loans originated
- 7,822
- Purchase / refinance
- 3,635 / 2,176
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lane County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | OREGON COMMUNITY | 1,325 | 9.4% | — |
| 2 | SELCO COMMUNITY | 983 | 7.0% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 624 | 4.4% | — |
| 4 | Rocket Mortgage, LLC | 547 | 3.9% | — |
| 5 | SUMMIT FUNDING, INC. | 536 | 3.8% | — |
| 6 | CMG MORTGAGE, INC. | 425 | 3.0% | — |
| 7 | GUILD MORTGAGE COMPANY | 382 | 2.7% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 371 | 2.6% | — |
| 9 | NEWREZ LLC | 369 | 2.6% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 362 | 2.6% | 39.5% |
| 11 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 328 | 2.3% | 17.5% |
| 12 | TWINSTAR | 322 | 2.3% | — |
| 13 | Umpqua Bank 64 out of 100, Moderate | 321 | 2.3% | 28.5% |
| 14 | FREEDOM MORTGAGE CORPORATION | 301 | 2.1% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 298 | 2.1% | 14.1% |
| 16 | Loandepot.Com, LLC | 279 | 2.0% | — |
| 17 | DIRECTORS MORTGAGE, INC. | 248 | 1.8% | — |
| 18 | Banner Bank 72 out of 100, Strong | 238 | 1.7% | 35.6% |
| 19 | FIGURE LENDING LLC | 198 | 1.4% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 170 | 1.2% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 165 | 1.2% | — |
| 22 | AMERICAN PACIFIC MORTGAGE CORPORATION | 165 | 1.2% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 158 | 1.1% | — |
| 24 | SPRING EQ, LLC | 149 | 1.1% | — |
| 25 | KIND LENDING, LLC | 147 | 1.0% | — |
| 26 | Mortgage Research Center, LLC | 142 | 1.0% | — |
| 27 | PHH Mortgage Corporation | 124 | 0.9% | — |
| 28 | FIRST COMMUNITY | 122 | 0.9% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 119 | 0.8% | 44.7% |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 119 | 0.8% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 106 | 0.8% | 3.0% |
| 32 | DHI MORTGAGE COMPANY, LTD. | 105 | 0.7% | — |
| 33 | 21st Mortgage Corporation | 103 | 0.7% | — |
| 34 | AmeriSave Mortgage Corporation | 101 | 0.7% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 95 | 0.7% | 32.9% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 88 | 0.6% | — |
| 37 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 88 | 0.6% | 15.5% |
| 38 | NOVA FINANCIAL & INVESTMENT CORPORATION | 80 | 0.6% | — |
| 39 | THE LOAN STORE, INC. | 75 | 0.5% | — |
| 40 | Broker Solutions, Inc. | 74 | 0.5% | — |
Top 40 of 349 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps
- Klamath County 3,132 apps