Oregon · HMDA 2025
Mortgage lenders in Deschutes County, OR
364 lenders reported 11,414 home-loan applications in Deschutes County in 2025. 6,684 closed as loans ($2.8B), 1,395 were denied — a 16.5% denial rate on decided applications, below the Oregon rate of 19.0%. The three most active lenders handled 14% of applications, led by ONPOINT COMMUNITY CREDIT UNION. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 11,414
- Loans originated
- 6,684
- Purchase / refinance
- 3,324 / 1,715
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Deschutes County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 673 | 5.9% | 17.5% |
| 2 | SELCO COMMUNITY | 496 | 4.3% | — |
| 3 | Rocket Mortgage, LLC | 453 | 4.0% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 409 | 3.6% | — |
| 5 | Mid Oregon | 405 | 3.5% | — |
| 6 | GUILD MORTGAGE COMPANY | 389 | 3.4% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 387 | 3.4% | 39.5% |
| 8 | NEWREZ LLC | 311 | 2.7% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 307 | 2.7% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 299 | 2.6% | 14.1% |
| 11 | CMG MORTGAGE, INC. | 280 | 2.5% | — |
| 12 | THE LOAN STORE, INC. | 270 | 2.4% | — |
| 13 | Loandepot.Com, LLC | 255 | 2.2% | — |
| 14 | Umpqua Bank 64 out of 100, Moderate | 246 | 2.2% | 28.5% |
| 15 | GUARANTEED RATE, INC. | 226 | 2.0% | — |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 226 | 2.0% | 44.7% |
| 17 | First Interstate Bank 62 out of 100, Moderate | 206 | 1.8% | 29.4% |
| 18 | KIND LENDING, LLC | 204 | 1.8% | — |
| 19 | PHH Mortgage Corporation | 202 | 1.8% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 194 | 1.7% | — |
| 21 | FIGURE LENDING LLC | 141 | 1.2% | — |
| 22 | FIRST COMMUNITY | 140 | 1.2% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 137 | 1.2% | — |
| 24 | DHI MORTGAGE COMPANY, LTD. | 126 | 1.1% | — |
| 25 | MOVEMENT MORTGAGE, LLC | 121 | 1.1% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 120 | 1.1% | — |
| 27 | Fairway Independent Mortgage Corporation | 105 | 0.9% | — |
| 28 | Broker Solutions, Inc. | 103 | 0.9% | — |
| 29 | SPRING EQ, LLC | 99 | 0.9% | — |
| 30 | Mortgage Research Center, LLC | 98 | 0.9% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 96 | 0.8% | 3.0% |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 92 | 0.8% | — |
| 33 | NATIONS DIRECT MORTGAGE, LLC | 92 | 0.8% | — |
| 34 | Paramount Residential Mortgage Group, Inc. | 90 | 0.8% | — |
| 35 | NATIONSTAR MORTGAGE LLC | 87 | 0.8% | — |
| 36 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 75 | 0.7% | 15.5% |
| 37 | BETTER MORTGAGE CORPORATION | 71 | 0.6% | — |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 70 | 0.6% | 22.2% |
| 39 | PROVIDENT FUNDING ASSOCIATES, L.P. | 68 | 0.6% | — |
| 40 | Sunflower Bank, National Association 51 out of 100, Below average | 67 | 0.6% | 5.8% |
Top 40 of 364 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps
- Klamath County 3,132 apps