Oregon · HMDA 2025
Mortgage lenders in Multnomah County, OR
461 lenders reported 26,213 home-loan applications in Multnomah County in 2025. 14,559 closed as loans ($6.0B), 3,386 were denied — a 18.0% denial rate on decided applications, below the Oregon rate of 19.0%. The three most active lenders handled 22% of applications, led by ONPOINT COMMUNITY CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 26,213
- Loans originated
- 14,559
- Purchase / refinance
- 7,790 / 3,606
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Multnomah County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 3,627 | 13.8% | 17.5% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,180 | 4.5% | — |
| 3 | GUILD MORTGAGE COMPANY | 1,053 | 4.0% | — |
| 4 | Rocket Mortgage, LLC | 867 | 3.3% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 828 | 3.2% | 39.5% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 699 | 2.7% | 14.1% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 694 | 2.6% | — |
| 8 | NEWREZ LLC | 668 | 2.5% | — |
| 9 | GUARANTEED RATE, INC. | 598 | 2.3% | — |
| 10 | Rivermark Community | 597 | 2.3% | — |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 568 | 2.2% | 44.7% |
| 12 | CMG MORTGAGE, INC. | 491 | 1.9% | — |
| 13 | NATIONS DIRECT MORTGAGE, LLC | 437 | 1.7% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 425 | 1.6% | — |
| 15 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 356 | 1.4% | 15.5% |
| 16 | Unitus Community Credit Union 63 out of 100, Moderate | 346 | 1.3% | 40.1% |
| 17 | Fairway Independent Mortgage Corporation | 340 | 1.3% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 326 | 1.2% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 318 | 1.2% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 309 | 1.2% | — |
| 21 | MORTGAGE EXPRESS, LLC | 300 | 1.1% | — |
| 22 | Umpqua Bank 64 out of 100, Moderate | 292 | 1.1% | 28.5% |
| 23 | PHH Mortgage Corporation | 288 | 1.1% | — |
| 24 | FIGURE LENDING LLC | 266 | 1.0% | — |
| 25 | Paramount Residential Mortgage Group, Inc. | 254 | 1.0% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 240 | 0.9% | 3.0% |
| 27 | SPRING EQ, LLC | 237 | 0.9% | — |
| 28 | AMERICAN PACIFIC MORTGAGE CORPORATION | 202 | 0.8% | — |
| 29 | BETTER MORTGAGE CORPORATION | 198 | 0.8% | — |
| 30 | Broker Solutions, Inc. | 197 | 0.8% | — |
| 31 | Consolidated Federal Credit Union 88 out of 100, Very strong | 191 | 0.7% | 25.2% |
| 32 | PROVIDENT FUNDING ASSOCIATES, L.P. | 187 | 0.7% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 185 | 0.7% | 22.2% |
| 34 | Loandepot.Com, LLC | 176 | 0.7% | — |
| 35 | THE LOAN STORE, INC. | 170 | 0.6% | — |
| 36 | Mortgage Research Center, LLC | 163 | 0.6% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 158 | 0.6% | 32.9% |
| 38 | UNION HOME MORTGAGE CORP. | 158 | 0.6% | — |
| 39 | ZILLOW HOME LOANS, LLC | 148 | 0.6% | — |
| 40 | MOVEMENT MORTGAGE, LLC | 146 | 0.6% | — |
Top 40 of 461 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps
- Klamath County 3,132 apps