South Dakota · HMDA 2025
Mortgage lenders in Beadle County, SD
48 lenders reported 365 home-loan applications in Beadle County in 2025. 187 closed as loans ($37.8M), 51 were denied — a 21.2% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 57% of applications, led by American Bank & Trust. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 365
- Loans originated
- 187
- Purchase / refinance
- 123 / 46
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Beadle County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | American Bank & Trust 72 out of 100, Strong | 102 | 27.9% | 16.0% |
| 2 | First National Bank 84 out of 100, Strong | 76 | 20.8% | 8.4% |
| 3 | NEWREZ LLC | 29 | 7.9% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 15 | 4.1% | — |
| 5 | Rocket Mortgage, LLC | 14 | 3.8% | — |
| 6 | BMO Bank National Association 83 out of 100, Strong | 11 | 3.0% | 40.5% |
| 7 | First PREMIER Bank 85 out of 100, Very strong | 10 | 2.7% | 18.8% |
| 8 | Citizens Bank, National Association 54 out of 100, Below average | 9 | 2.5% | 32.5% |
| 9 | WEST GATE BANK 72 out of 100, Strong | 8 | 2.2% | 4.8% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.6% | 14.1% |
| 11 | AmeriSave Mortgage Corporation | 6 | 1.6% | — |
| 12 | Plains Commerce Bank 59 out of 100, Moderate | 6 | 1.6% | 10.0% |
| 13 | FIGURE LENDING LLC | 5 | 1.4% | — |
| 14 | Fairway Independent Mortgage Corporation | 4 | 1.1% | — |
| 15 | Mortgage Research Center, LLC | 4 | 1.1% | — |
| 16 | Farm Credit Mid-America | 4 | 1.1% | — |
| 17 | Servion, Inc. | 4 | 1.1% | — |
| 18 | Coastal Community Bank 35 out of 100, Low | 4 | 1.1% | 3.0% |
| 19 | First National Bank of Omaha 72 out of 100, Strong | 4 | 1.1% | 25.9% |
| 20 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.8% | 22.2% |
| 21 | Broker Solutions, Inc. | 3 | 0.8% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.8% | — |
| 23 | NEW DAY FINANCIAL, LLC | 3 | 0.8% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.5% | 39.5% |
| 25 | First International Bank & Trust 52 out of 100, Below average | 2 | 0.5% | 5.8% |
| 26 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | 0.5% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 2 | 0.5% | — |
| 28 | Dacotah Bank 55 out of 100, Moderate | 2 | 0.5% | 6.4% |
| 29 | MISSION LOANS, LLC | 2 | 0.5% | — |
| 30 | CORTRUST MORTGAGE, INC. | 2 | 0.5% | — |
| 31 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.3% | 31.6% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.3% | 32.9% |
| 33 | Loandepot.Com, LLC | 1 | 0.3% | — |
| 34 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.3% | — |
| 35 | GUILD MORTGAGE COMPANY | 1 | 0.3% | — |
| 36 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.3% | — |
| 37 | CorTrust Bank National Association 62 out of 100, Moderate | 1 | 0.3% | 8.4% |
| 38 | Empeople Credit Union 58 out of 100, Moderate | 1 | 0.3% | 25.7% |
| 39 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.3% | 19.1% |
| 40 | PLANET HOME LENDING, LLC | 1 | 0.3% | — |
Top 40 of 48 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps