South Dakota · HMDA 2025
Mortgage lenders in Charles Mix County, SD
45 lenders reported 109 home-loan applications in Charles Mix County in 2025. 61 closed as loans ($15.3M), 14 were denied — a 17.5% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 22% of applications, led by Rocket Mortgage, LLC. 21 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 109
- Loans originated
- 61
- Purchase / refinance
- 32 / 24
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Charles Mix County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 8 | 7.3% | — |
| 2 | Plains Commerce Bank 59 out of 100, Moderate | 8 | 7.3% | 10.0% |
| 3 | American Bank & Trust 72 out of 100, Strong | 8 | 7.3% | 16.0% |
| 4 | CU MORTGAGE DIRECT, LLC | 8 | 7.3% | — |
| 5 | First Dakota National Bank 72 out of 100, Strong | 7 | 6.4% | 4.8% |
| 6 | BMO Bank National Association 83 out of 100, Strong | 5 | 4.6% | 40.5% |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 3.7% | 39.5% |
| 8 | Farm Credit Mid-America | 4 | 3.7% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 2.8% | 14.1% |
| 10 | Discover Bank | 3 | 2.8% | — |
| 11 | AmeriSave Mortgage Corporation | 3 | 2.8% | — |
| 12 | Mortgage Research Center, LLC | 3 | 2.8% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 2.8% | — |
| 14 | First International Bank & Trust 52 out of 100, Below average | 3 | 2.8% | 5.8% |
| 15 | FREEDOM MORTGAGE CORPORATION | 3 | 2.8% | — |
| 16 | BANKWEST, INC. 38 out of 100, Low | 2 | 1.8% | 48.6% |
| 17 | Heritage Bank National Association 34 out of 100, Low | 2 | 1.8% | 11.9% |
| 18 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.8% | — |
| 19 | WEST GATE BANK 72 out of 100, Strong | 2 | 1.8% | 4.8% |
| 20 | PHH Mortgage Corporation | 2 | 1.8% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 2 | 1.8% | 3.0% |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.9% | 32.9% |
| 23 | 21st Mortgage Corporation | 1 | 0.9% | — |
| 24 | Fairway Independent Mortgage Corporation | 1 | 0.9% | — |
| 25 | Broker Solutions, Inc. | 1 | 0.9% | — |
| 26 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.9% | — |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.9% | — |
| 28 | Empeople Credit Union 58 out of 100, Moderate | 1 | 0.9% | 25.7% |
| 29 | Premier Credit Union 51 out of 100, Below average | 1 | 0.9% | 13.8% |
| 30 | Flanagan State Bank 67 out of 100, Moderate | 1 | 0.9% | 14.2% |
| 31 | FIGURE LENDING LLC | 1 | 0.9% | — |
| 32 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.9% | — |
| 33 | Presidential Bank, FSB 51 out of 100, Below average | 1 | 0.9% | 6.9% |
| 34 | American State Bank 66 out of 100, Moderate | 1 | 0.9% | 4.7% |
| 35 | Bankers' Bank 69 out of 100, Moderate | 1 | 0.9% | 13.0% |
| 36 | NATIONSTAR MORTGAGE LLC | 1 | 0.9% | — |
| 37 | Merchants Bank, National Association 73 out of 100, Strong | 1 | 0.9% | 5.9% |
| 38 | NEW DAY FINANCIAL, LLC | 1 | 0.9% | — |
| 39 | Central Bank 65 out of 100, Moderate | 1 | 0.9% | 5.5% |
| 40 | First Interstate Bank 62 out of 100, Moderate | 1 | 0.9% | 29.4% |
Top 40 of 45 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps