South Dakota · HMDA 2025
Mortgage lenders in Fall River County, SD
70 lenders reported 383 home-loan applications in Fall River County in 2025. 192 closed as loans ($47.3M), 63 were denied — a 23.3% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 28% of applications, led by BLACK HILLS FEDERAL CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 383
- Loans originated
- 192
- Purchase / refinance
- 103 / 54
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fall River County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 55 | 14.4% | 27.1% |
| 2 | First Interstate Bank 62 out of 100, Moderate | 30 | 7.8% | 29.4% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 24 | 6.3% | — |
| 4 | Black Hills Community Bank, N.A. | 24 | 6.3% | — |
| 5 | Rocket Mortgage, LLC | 23 | 6.0% | — |
| 6 | Granite Bank 53 out of 100, Below average | 19 | 5.0% | 6.2% |
| 7 | AmeriSave Mortgage Corporation | 13 | 3.4% | — |
| 8 | CMG MORTGAGE, INC. | 12 | 3.1% | — |
| 9 | NEWREZ LLC | 12 | 3.1% | — |
| 10 | Mortgage Research Center, LLC | 11 | 2.9% | — |
| 11 | Plains Commerce Bank 59 out of 100, Moderate | 10 | 2.6% | 10.0% |
| 12 | NEW DAY FINANCIAL, LLC | 9 | 2.3% | — |
| 13 | Broker Solutions, Inc. | 7 | 1.8% | — |
| 14 | BANKWEST, INC. 38 out of 100, Low | 6 | 1.6% | 48.6% |
| 15 | FREEDOM MORTGAGE CORPORATION | 6 | 1.6% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.3% | 14.1% |
| 17 | NATIONSTAR MORTGAGE LLC | 5 | 1.3% | — |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 5 | 1.3% | — |
| 19 | PHH Mortgage Corporation | 5 | 1.3% | — |
| 20 | Loandepot.Com, LLC | 4 | 1.0% | — |
| 21 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.0% | — |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.0% | 39.5% |
| 23 | FIGURE LENDING LLC | 4 | 1.0% | — |
| 24 | Security First Bank 65 out of 100, Moderate | 4 | 1.0% | 3.1% |
| 25 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | 1.0% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 1.0% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.8% | 32.9% |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.8% | 22.2% |
| 29 | First National Bank 84 out of 100, Strong | 3 | 0.8% | 8.4% |
| 30 | PLANET HOME LENDING, LLC | 3 | 0.8% | — |
| 31 | KIND LENDING, LLC | 3 | 0.8% | — |
| 32 | WEST GATE BANK 72 out of 100, Strong | 3 | 0.8% | 4.8% |
| 33 | BETTER MORTGAGE CORPORATION | 3 | 0.8% | — |
| 34 | Aspen | 3 | 0.8% | — |
| 35 | Discover Bank | 2 | 0.5% | — |
| 36 | GUARANTEED RATE, INC. | 2 | 0.5% | — |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.5% | 44.7% |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.5% | — |
| 40 | Gateway First Bank 54 out of 100, Below average | 2 | 0.5% | 5.3% |
Top 40 of 70 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps