South Dakota · HMDA 2025
Mortgage lenders in Roberts County, SD
51 lenders reported 156 home-loan applications in Roberts County in 2025. 84 closed as loans ($14.1M), 21 were denied — a 19.8% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 31% of applications, led by First Bank & Trust. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 156
- Loans originated
- 84
- Purchase / refinance
- 41 / 26
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Roberts County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Bank & Trust 70 out of 100, Strong | 21 | 13.5% | 14.9% |
| 2 | Dacotah Bank 55 out of 100, Moderate | 15 | 9.6% | 6.4% |
| 3 | First Interstate Bank 62 out of 100, Moderate | 12 | 7.7% | 29.4% |
| 4 | Minnwest Bank 68 out of 100, Moderate | 11 | 7.1% | 11.9% |
| 5 | Rocket Mortgage, LLC | 8 | 5.1% | — |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 3.2% | 32.5% |
| 7 | Mortgage Research Center, LLC | 5 | 3.2% | — |
| 8 | Plains Commerce Bank 59 out of 100, Moderate | 5 | 3.2% | 10.0% |
| 9 | GUARANTEED RATE, INC. | 4 | 2.6% | — |
| 10 | First PREMIER Bank 85 out of 100, Very strong | 4 | 2.6% | 18.8% |
| 11 | NEWREZ LLC | 3 | 1.9% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.9% | 14.1% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.9% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.9% | 39.5% |
| 15 | FIRST COMMUNITY CREDIT UNION | 3 | 1.9% | — |
| 16 | TOWN AND COUNTRY Credit Union 64 out of 100, Moderate | 3 | 1.9% | 3.2% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.3% | 32.9% |
| 18 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 1.3% | 22.2% |
| 19 | Fairway Independent Mortgage Corporation | 2 | 1.3% | — |
| 20 | Loandepot.Com, LLC | 2 | 1.3% | — |
| 21 | Broker Solutions, Inc. | 2 | 1.3% | — |
| 22 | Discover Bank | 2 | 1.3% | — |
| 23 | FIGURE LENDING LLC | 2 | 1.3% | — |
| 24 | PLANET HOME LENDING, LLC | 2 | 1.3% | — |
| 25 | BANKWEST, INC. 38 out of 100, Low | 2 | 1.3% | 48.6% |
| 26 | Farm Credit Mid-America | 2 | 1.3% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 2 | 1.3% | — |
| 28 | American Bank & Trust 72 out of 100, Strong | 2 | 1.3% | 16.0% |
| 29 | Bell Bank 59 out of 100, Moderate | 2 | 1.3% | 7.1% |
| 30 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.6% | — |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.6% | — |
| 32 | NBKC BANK | 1 | 0.6% | — |
| 33 | First Savings Bank 83 out of 100, Strong | 1 | 0.6% | 16.1% |
| 34 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.6% | 19.1% |
| 35 | First International Bank & Trust 52 out of 100, Below average | 1 | 0.6% | 5.8% |
| 36 | ZILLOW HOME LOANS, LLC | 1 | 0.6% | — |
| 37 | First Western Bank & Trust 55 out of 100, Moderate | 1 | 0.6% | 5.4% |
| 38 | AMERICAN FINANCING CORPORATION | 1 | 0.6% | — |
| 39 | Old National Bank 59 out of 100, Moderate | 1 | 0.6% | 22.1% |
| 40 | PLAZA HOME MORTGAGE, INC. | 1 | 0.6% | — |
Top 40 of 51 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps