South Dakota · HMDA 2025
Mortgage lenders in Stanley County, SD
27 lenders reported 96 home-loan applications in Stanley County in 2025. 42 closed as loans ($8.6M), 15 were denied — a 25.0% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 51% of applications, led by BANKWEST, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 96
- Loans originated
- 42
- Purchase / refinance
- 23 / 14
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Stanley County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BANKWEST, INC. 38 out of 100, Low | 35 | 36.5% | 48.6% |
| 2 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 8 | 8.3% | 27.1% |
| 3 | American Bank & Trust 72 out of 100, Strong | 6 | 6.3% | 16.0% |
| 4 | FREEDOM MORTGAGE CORPORATION | 5 | 5.2% | — |
| 5 | First National Bank 84 out of 100, Strong | 4 | 4.2% | 8.4% |
| 6 | Mortgage Research Center, LLC | 3 | 3.1% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 3.1% | 39.5% |
| 8 | PLANET HOME LENDING, LLC | 3 | 3.1% | — |
| 9 | First Bank & Trust 70 out of 100, Strong | 3 | 3.1% | 14.9% |
| 10 | First Dakota National Bank 72 out of 100, Strong | 3 | 3.1% | 4.8% |
| 11 | TOWNE MORTGAGE COMPANY | 3 | 3.1% | — |
| 12 | 21st Mortgage Corporation | 2 | 2.1% | — |
| 13 | Rocket Mortgage, LLC | 2 | 2.1% | — |
| 14 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 2 | 2.1% | 45.9% |
| 15 | CU MORTGAGE DIRECT, LLC | 2 | 2.1% | — |
| 16 | NEWREZ LLC | 1 | 1.0% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.0% | 14.1% |
| 18 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.0% | — |
| 19 | FIGURE LENDING LLC | 1 | 1.0% | — |
| 20 | Commerce Home Mortgage, Inc. | 1 | 1.0% | — |
| 21 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | 1.0% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 1 | 1.0% | — |
| 23 | Merchants Bank, National Association 73 out of 100, Strong | 1 | 1.0% | 5.9% |
| 24 | WEST GATE BANK 72 out of 100, Strong | 1 | 1.0% | 4.8% |
| 25 | Bravera Bank 67 out of 100, Moderate | 1 | 1.0% | 2.2% |
| 26 | Allied First Bank,sb 76 out of 100, Strong | 1 | 1.0% | 90.1% |
| 27 | CORTRUST MORTGAGE, INC. | 1 | 1.0% | — |
Top 27 of 27 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps