South Dakota · HMDA 2025
Mortgage lenders in Tripp County, SD
31 lenders reported 80 home-loan applications in Tripp County in 2025. 43 closed as loans ($9.9M), 15 were denied — a 25.4% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 36% of applications, led by BANKWEST, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 80
- Loans originated
- 43
- Purchase / refinance
- 28 / 11
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Tripp County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BANKWEST, INC. 38 out of 100, Low | 15 | 18.8% | 48.6% |
| 2 | Plains Commerce Bank 59 out of 100, Moderate | 8 | 10.0% | 10.0% |
| 3 | Rocket Mortgage, LLC | 6 | 7.5% | — |
| 4 | Mortgage Research Center, LLC | 4 | 5.0% | — |
| 5 | Sentinel Federal Credit Union 67 out of 100, Moderate | 4 | 5.0% | 2.7% |
| 6 | 21st Mortgage Corporation | 3 | 3.8% | — |
| 7 | Farm Credit Mid-America | 3 | 3.8% | — |
| 8 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 3 | 3.8% | 27.1% |
| 9 | Merchants Bank, National Association 73 out of 100, Strong | 3 | 3.8% | 5.9% |
| 10 | TOWNE MORTGAGE COMPANY | 3 | 3.8% | — |
| 11 | Loandepot.Com, LLC | 2 | 2.5% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 2.5% | — |
| 13 | Broker Solutions, Inc. | 2 | 2.5% | — |
| 14 | GUARANTEED RATE, INC. | 2 | 2.5% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 2.5% | 39.5% |
| 16 | PLANET HOME LENDING, LLC | 2 | 2.5% | — |
| 17 | WEST GATE BANK 72 out of 100, Strong | 2 | 2.5% | 4.8% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 1.3% | 32.9% |
| 19 | Fairway Independent Mortgage Corporation | 1 | 1.3% | — |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 1 | 1.3% | 44.7% |
| 21 | Premier Bank 60 out of 100, Moderate | 1 | 1.3% | 15.7% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.3% | — |
| 23 | First National Bank 84 out of 100, Strong | 1 | 1.3% | 8.4% |
| 24 | First National Bank of America 51 out of 100, Below average | 1 | 1.3% | 16.9% |
| 25 | Servion, Inc. | 1 | 1.3% | — |
| 26 | First Bank & Trust 70 out of 100, Strong | 1 | 1.3% | 14.9% |
| 27 | NATIONSTAR MORTGAGE LLC | 1 | 1.3% | — |
| 28 | PLAZA HOME MORTGAGE, INC. | 1 | 1.3% | — |
| 29 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 1.3% | — |
| 30 | CU MORTGAGE DIRECT, LLC | 1 | 1.3% | — |
| 31 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 1.3% | 37.2% |
Top 31 of 31 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps