South Dakota · HMDA 2025
Mortgage lenders in Turner County, SD
70 lenders reported 332 home-loan applications in Turner County in 2025. 189 closed as loans ($42.6M), 50 were denied — a 20.3% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 26% of applications, led by Plains Commerce Bank. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 332
- Loans originated
- 189
- Purchase / refinance
- 97 / 63
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Turner County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Plains Commerce Bank 59 out of 100, Moderate | 33 | 9.9% | 10.0% |
| 2 | Rivers Edge Bank 68 out of 100, Moderate | 30 | 9.0% | 4.3% |
| 3 | First PREMIER Bank 85 out of 100, Very strong | 22 | 6.6% | 18.8% |
| 4 | Rocket Mortgage, LLC | 13 | 3.9% | — |
| 5 | NEWREZ LLC | 12 | 3.6% | — |
| 6 | Levo Federal Credit Union 64 out of 100, Moderate | 12 | 3.6% | 7.8% |
| 7 | First Bank & Trust 70 out of 100, Strong | 10 | 3.0% | 14.9% |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 2.7% | — |
| 9 | Reliabank Dakota 71 out of 100, Strong | 8 | 2.4% | 7.4% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 2.1% | 14.1% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 7 | 2.1% | — |
| 12 | Farm Credit Mid-America | 7 | 2.1% | — |
| 13 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 7 | 2.1% | 27.1% |
| 14 | First Interstate Bank 62 out of 100, Moderate | 7 | 2.1% | 29.4% |
| 15 | Mortgage Research Center, LLC | 6 | 1.8% | — |
| 16 | PLANET HOME LENDING, LLC | 6 | 1.8% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 6 | 1.8% | — |
| 18 | First Dakota National Bank 72 out of 100, Strong | 6 | 1.8% | 4.8% |
| 19 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 1.5% | 32.5% |
| 20 | Fairway Independent Mortgage Corporation | 5 | 1.5% | — |
| 21 | FIGURE LENDING LLC | 5 | 1.5% | — |
| 22 | First International Bank & Trust 52 out of 100, Below average | 5 | 1.5% | 5.8% |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.2% | — |
| 24 | Broker Solutions, Inc. | 4 | 1.2% | — |
| 25 | AmeriSave Mortgage Corporation | 4 | 1.2% | — |
| 26 | CorTrust Bank National Association 62 out of 100, Moderate | 4 | 1.2% | 8.4% |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.2% | 39.5% |
| 28 | IOWA BANKERS MORTGAGE CORPORATION | 4 | 1.2% | — |
| 29 | WEST GATE BANK 72 out of 100, Strong | 4 | 1.2% | 4.8% |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 1.2% | — |
| 31 | CU MORTGAGE DIRECT, LLC | 4 | 1.2% | — |
| 32 | 21st Mortgage Corporation | 3 | 0.9% | — |
| 33 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.9% | — |
| 34 | BANKWEST, INC. 38 out of 100, Low | 3 | 0.9% | 48.6% |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.9% | — |
| 36 | Central Bank 65 out of 100, Moderate | 3 | 0.9% | 5.5% |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.9% | — |
| 38 | Dacotah Bank 55 out of 100, Moderate | 3 | 0.9% | 6.4% |
| 39 | SERVICE FIRST FEDERAL CREDIT UNION 65 out of 100, Moderate | 3 | 0.9% | 7.4% |
| 40 | The First National Bank in Sioux Falls 67 out of 100, Moderate | 3 | 0.9% | 2.1% |
Top 40 of 70 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps