Texas · HMDA 2025
Mortgage lenders in Callahan County, TX
118 lenders reported 649 home-loan applications in Callahan County in 2025. 311 closed as loans ($66.7M), 113 were denied — a 25.2% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 22% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 649
- Loans originated
- 311
- Purchase / refinance
- 217 / 68
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Callahan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 59 | 9.1% | — |
| 2 | First Financial Bank 76 out of 100, Strong | 59 | 9.1% | 12.6% |
| 3 | Rocket Mortgage, LLC | 27 | 4.2% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 25 | 3.9% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 25 | 3.9% | — |
| 6 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 21 | 3.2% | — |
| 7 | AMERIHOME MORTGAGE COMPANY, LLC | 19 | 2.9% | — |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 18 | 2.8% | — |
| 9 | Loandepot.Com, LLC | 17 | 2.6% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 16 | 2.5% | — |
| 11 | Mortgage Research Center, LLC | 16 | 2.5% | — |
| 12 | NEWREZ LLC | 15 | 2.3% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 2.2% | — |
| 14 | ABILENE TEACHERS Federal Credit Union 95 out of 100, Very strong | 14 | 2.2% | 28.4% |
| 15 | Clear Fork Bank, National Association 79 out of 100, Strong | 11 | 1.7% | 4.8% |
| 16 | City Bank 75 out of 100, Strong | 11 | 1.7% | 16.6% |
| 17 | First National Bank and Trust Company of Weatherford 42 out of 100, Below average | 10 | 1.5% | 33.3% |
| 18 | COUNTRYPLACE MORTGAGE, LTD. | 10 | 1.5% | — |
| 19 | Coleman County State Bank 78 out of 100, Strong | 10 | 1.5% | 2.5% |
| 20 | PLANET HOME LENDING, LLC | 9 | 1.4% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 9 | 1.4% | — |
| 22 | Broker Solutions, Inc. | 8 | 1.2% | — |
| 23 | GUILD MORTGAGE COMPANY | 8 | 1.2% | — |
| 24 | COMMUNITIES OF ABILENE FEDERAL CREDIT UNION 72 out of 100, Strong | 7 | 1.1% | 0.0% |
| 25 | FREEDOM MORTGAGE CORPORATION | 7 | 1.1% | — |
| 26 | Fairway Independent Mortgage Corporation | 6 | 0.9% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.9% | 44.7% |
| 28 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 0.9% | 74.7% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.8% | 32.9% |
| 30 | T2 FINANCIAL LLC | 5 | 0.8% | — |
| 31 | Plains Commerce Bank 59 out of 100, Moderate | 5 | 0.8% | 10.0% |
| 32 | ROYAL UNITED MORTGAGE LLC | 5 | 0.8% | — |
| 33 | MORTGAGE FINANCIAL SERVICES, LLC | 5 | 0.8% | — |
| 34 | CMG MORTGAGE, INC. | 4 | 0.6% | — |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.6% | 32.5% |
| 36 | GUARANTEED RATE, INC. | 4 | 0.6% | — |
| 37 | AmeriSave Mortgage Corporation | 4 | 0.6% | — |
| 38 | THE LOAN STORE, INC. | 4 | 0.6% | — |
| 39 | Paramount Residential Mortgage Group, Inc. | 4 | 0.6% | — |
| 40 | SOUTHWEST STAGE FUNDING, LLC | 4 | 0.6% | — |
Top 40 of 118 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps