Texas · HMDA 2025
Mortgage lenders in Chambers County, TX
252 lenders reported 3,066 home-loan applications in Chambers County in 2025. 1,499 closed as loans ($466.6M), 486 were denied — a 23.2% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 18% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,066
- Loans originated
- 1,499
- Purchase / refinance
- 1,091 / 313
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chambers County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 266 | 8.7% | — |
| 2 | Loandepot.Com, LLC | 164 | 5.3% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 125 | 4.1% | — |
| 4 | Rocket Mortgage, LLC | 110 | 3.6% | — |
| 5 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 98 | 3.2% | — |
| 6 | 21st Mortgage Corporation | 92 | 3.0% | — |
| 7 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 90 | 2.9% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 81 | 2.6% | — |
| 9 | COMMUNITY RESOURCE CREDIT UNION 75 out of 100, Strong | 77 | 2.5% | 44.2% |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 76 | 2.5% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 73 | 2.4% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 64 | 2.1% | — |
| 13 | NEWREZ LLC | 58 | 1.9% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 51 | 1.7% | — |
| 15 | PULTE MORTGAGE LLC | 51 | 1.7% | — |
| 16 | GUILD MORTGAGE COMPANY | 48 | 1.6% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 45 | 1.5% | — |
| 18 | INSPIRE HOME LOANS INC. | 42 | 1.4% | — |
| 19 | GRACE HOME LENDING, LLC | 38 | 1.2% | — |
| 20 | CMG MORTGAGE, INC. | 36 | 1.2% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 36 | 1.2% | 14.1% |
| 22 | Mortgage Research Center, LLC | 36 | 1.2% | — |
| 23 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 34 | 1.1% | 2.2% |
| 24 | Broker Solutions, Inc. | 30 | 1.0% | — |
| 25 | PLANET HOME LENDING, LLC | 30 | 1.0% | — |
| 26 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 29 | 0.9% | — |
| 27 | PARKSTONE MORTGAGE, LLC | 28 | 0.9% | — |
| 28 | SHELL FEDERAL CREDIT UNION 79 out of 100, Strong | 27 | 0.9% | 47.3% |
| 29 | CLM MORTGAGE, INC. | 27 | 0.9% | — |
| 30 | Click n' Close, Inc. | 26 | 0.8% | — |
| 31 | SPRING EQ, LLC | 24 | 0.8% | — |
| 32 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 24 | 0.8% | 74.7% |
| 33 | LEGEND LENDING CORPORATION | 23 | 0.8% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 22 | 0.7% | — |
| 35 | THE LOAN STORE, INC. | 21 | 0.7% | — |
| 36 | OCMBC, INC. | 21 | 0.7% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 20 | 0.7% | — |
| 38 | TEXAS DOW EMPLOYEES CREDIT UNION 49 out of 100, Below average | 20 | 0.7% | 15.2% |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 19 | 0.6% | 44.7% |
| 40 | PLAZA HOME MORTGAGE, INC. | 19 | 0.6% | — |
Top 40 of 252 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps