Texas · HMDA 2025
Mortgage lenders in Ector County, TX
251 lenders reported 8,457 home-loan applications in Ector County in 2025. 3,100 closed as loans ($783.5M), 1,948 were denied — a 36.2% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 34% of applications, led by 21st Mortgage Corporation. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 8,457
- Loans originated
- 3,100
- Purchase / refinance
- 2,472 / 463
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ector County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 1,717 | 20.3% | — |
| 2 | LAKEVIEW LOAN SERVICING, LLC | 769 | 9.1% | — |
| 3 | DHI MORTGAGE COMPANY, LTD. | 360 | 4.3% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 338 | 4.0% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 316 | 3.7% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 287 | 3.4% | — |
| 7 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 259 | 3.1% | — |
| 8 | Rocket Mortgage, LLC | 234 | 2.8% | — |
| 9 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 221 | 2.6% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 211 | 2.5% | — |
| 11 | Complex Community Federal Credit Union 85 out of 100, Very strong | 198 | 2.3% | 22.6% |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 178 | 2.1% | — |
| 13 | GUARANTEED RATE, INC. | 140 | 1.7% | — |
| 14 | PLANET HOME LENDING, LLC | 134 | 1.6% | — |
| 15 | RIGHT START MORTGAGE, INC. | 124 | 1.5% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 117 | 1.4% | 14.1% |
| 17 | FREEDOM MORTGAGE CORPORATION | 111 | 1.3% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 106 | 1.3% | — |
| 19 | EVERETT FINANCIAL, INC. | 98 | 1.2% | — |
| 20 | Waterstone Mortgage Corporation | 97 | 1.1% | — |
| 21 | Community National Bank | 93 | 1.1% | — |
| 22 | NEWREZ LLC | 87 | 1.0% | — |
| 23 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 76 | 0.9% | — |
| 24 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 72 | 0.9% | 74.7% |
| 25 | Frost Bank 66 out of 100, Moderate | 67 | 0.8% | 43.5% |
| 26 | Mortgage Research Center, LLC | 65 | 0.8% | — |
| 27 | COUNTRYPLACE MORTGAGE, LTD. | 62 | 0.7% | — |
| 28 | UNION HOME MORTGAGE CORP. | 58 | 0.7% | — |
| 29 | Nations Lending Corporation | 57 | 0.7% | — |
| 30 | SOUTHWEST STAGE FUNDING, LLC | 53 | 0.6% | — |
| 31 | Paramount Residential Mortgage Group, Inc. | 46 | 0.5% | — |
| 32 | SECURITYNATIONAL MORTGAGE COMPANY | 44 | 0.5% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 43 | 0.5% | 44.7% |
| 34 | CHURCHILL MORTGAGE CORPORATION | 43 | 0.5% | — |
| 35 | Prosperity Bank 71 out of 100, Strong | 42 | 0.5% | 31.5% |
| 36 | FLAT BRANCH MORTGAGE, INC. | 42 | 0.5% | — |
| 37 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 42 | 0.5% | 1.2% |
| 38 | Loandepot.Com, LLC | 41 | 0.5% | — |
| 39 | Broker Solutions, Inc. | 39 | 0.5% | — |
| 40 | THE MORTGAGE LINK, INC. | 39 | 0.5% | — |
Top 40 of 251 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps