Texas · HMDA 2025
Mortgage lenders in Bell County, TX
436 lenders reported 18,404 home-loan applications in Bell County in 2025. 9,385 closed as loans ($2.7B), 2,633 were denied — a 20.9% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 18% of applications, led by DHI MORTGAGE COMPANY, LTD.. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 18,404
- Loans originated
- 9,385
- Purchase / refinance
- 6,408 / 2,268
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DHI MORTGAGE COMPANY, LTD. | 1,208 | 6.6% | — |
| 2 | Fairway Independent Mortgage Corporation | 1,130 | 6.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 991 | 5.4% | — |
| 4 | Mortgage Research Center, LLC | 932 | 5.1% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 873 | 4.7% | — |
| 6 | Rocket Mortgage, LLC | 656 | 3.6% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 642 | 3.5% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 569 | 3.1% | 32.9% |
| 9 | NEWREZ LLC | 523 | 2.8% | — |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 474 | 2.6% | — |
| 11 | First National Bank Texas 64 out of 100, Moderate | 428 | 2.3% | 3.8% |
| 12 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 326 | 1.8% | — |
| 13 | TEXELL Credit Union 70 out of 100, Strong | 318 | 1.7% | 26.6% |
| 14 | 21st Mortgage Corporation | 301 | 1.6% | — |
| 15 | Cadence Bank | 298 | 1.6% | — |
| 16 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 294 | 1.6% | 2.2% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 276 | 1.5% | 14.1% |
| 18 | PLANET HOME LENDING, LLC | 273 | 1.5% | — |
| 19 | CMG MORTGAGE, INC. | 269 | 1.5% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 237 | 1.3% | — |
| 21 | VANDERBILT MORTGAGE AND FINANCE, INC. | 222 | 1.2% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 206 | 1.1% | — |
| 23 | SWBC MORTGAGE CORPORATION | 198 | 1.1% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 198 | 1.1% | — |
| 25 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 192 | 1.0% | 45.9% |
| 26 | Broker Solutions, Inc. | 170 | 0.9% | — |
| 27 | Extraco Banks, National Association 70 out of 100, Strong | 169 | 0.9% | 13.0% |
| 28 | FIRST CONTINENTAL MORTGAGE, LTD. | 168 | 0.9% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 164 | 0.9% | 44.7% |
| 30 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 153 | 0.8% | — |
| 31 | Loandepot.Com, LLC | 146 | 0.8% | — |
| 32 | LENNAR MORTGAGE, LLC | 141 | 0.8% | — |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 131 | 0.7% | — |
| 34 | GUARANTEED RATE, INC. | 129 | 0.7% | — |
| 35 | SPRING EQ, LLC | 127 | 0.7% | — |
| 36 | Gateway First Bank 54 out of 100, Below average | 119 | 0.6% | 5.3% |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 111 | 0.6% | 33.8% |
| 38 | PLAZA HOME MORTGAGE, INC. | 108 | 0.6% | — |
| 39 | GUILD MORTGAGE COMPANY | 105 | 0.6% | — |
| 40 | A+ Federal Credit Union 61 out of 100, Moderate | 101 | 0.5% | 47.2% |
Top 40 of 436 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps