Texas · HMDA 2025
Mortgage lenders in Fannin County, TX
237 lenders reported 1,667 home-loan applications in Fannin County in 2025. 759 closed as loans ($213.1M), 296 were denied — a 26.0% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 19% of applications, led by GUILD MORTGAGE COMPANY. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,667
- Loans originated
- 759
- Purchase / refinance
- 457 / 243
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fannin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 125 | 7.5% | — |
| 2 | 21st Mortgage Corporation | 108 | 6.5% | — |
| 3 | Rocket Mortgage, LLC | 82 | 4.9% | — |
| 4 | First United Bank and Trust Company 50 out of 100, Below average | 65 | 3.9% | 8.1% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 63 | 3.8% | — |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 58 | 3.5% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 55 | 3.3% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 49 | 2.9% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 43 | 2.6% | — |
| 10 | NEWREZ LLC | 38 | 2.3% | — |
| 11 | Legend Bank, N.A. 82 out of 100, Strong | 32 | 1.9% | 12.2% |
| 12 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 31 | 1.9% | 32.5% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 28 | 1.7% | — |
| 14 | Mortgage Research Center, LLC | 27 | 1.6% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 26 | 1.6% | 14.1% |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 21 | 1.3% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 21 | 1.3% | — |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 19 | 1.1% | — |
| 19 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 19 | 1.1% | 74.7% |
| 20 | KIND LENDING, LLC | 18 | 1.1% | — |
| 21 | Loandepot.Com, LLC | 17 | 1.0% | — |
| 22 | GUARANTEED RATE, INC. | 17 | 1.0% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 1.0% | 32.9% |
| 24 | COUNTRYPLACE MORTGAGE, LTD. | 16 | 1.0% | — |
| 25 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 16 | 1.0% | — |
| 26 | Farm Credit Mid-America | 14 | 0.8% | — |
| 27 | UNITED BUILT HOMES, L.L.C. | 14 | 0.8% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 14 | 0.8% | — |
| 29 | CMG MORTGAGE, INC. | 13 | 0.8% | — |
| 30 | Broker Solutions, Inc. | 13 | 0.8% | — |
| 31 | SPRING EQ, LLC | 13 | 0.8% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.8% | — |
| 33 | American National Bank & Trust 61 out of 100, Moderate | 12 | 0.7% | 4.4% |
| 34 | EVERETT FINANCIAL, INC. | 12 | 0.7% | — |
| 35 | DHI MORTGAGE COMPANY, LTD. | 11 | 0.7% | — |
| 36 | PLANET HOME LENDING, LLC | 11 | 0.7% | — |
| 37 | Frost Bank 66 out of 100, Moderate | 11 | 0.7% | 43.5% |
| 38 | Fairway Independent Mortgage Corporation | 10 | 0.6% | — |
| 39 | AmeriSave Mortgage Corporation | 10 | 0.6% | — |
| 40 | BOKF, National Association 64 out of 100, Moderate | 10 | 0.6% | 27.5% |
Top 40 of 237 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps