Texas · HMDA 2025
Mortgage lenders in Grayson County, TX
406 lenders reported 8,383 home-loan applications in Grayson County in 2025. 3,989 closed as loans ($1.3B), 1,294 were denied — a 23.2% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 13% of applications, led by PENNYMAC LOAN SERVICES, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 8,383
- Loans originated
- 3,989
- Purchase / refinance
- 2,651 / 985
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Grayson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 433 | 5.2% | — |
| 2 | First United Bank and Trust Company 50 out of 100, Below average | 347 | 4.1% | 8.1% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 306 | 3.7% | — |
| 4 | GUILD MORTGAGE COMPANY | 297 | 3.5% | — |
| 5 | Rocket Mortgage, LLC | 297 | 3.5% | — |
| 6 | 21st Mortgage Corporation | 280 | 3.3% | — |
| 7 | LAKEVIEW LOAN SERVICING, LLC | 242 | 2.9% | — |
| 8 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 211 | 2.5% | — |
| 9 | NEWREZ LLC | 195 | 2.3% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 186 | 2.2% | 14.1% |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 180 | 2.1% | — |
| 12 | DHI MORTGAGE COMPANY, LTD. | 167 | 2.0% | — |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 157 | 1.9% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 154 | 1.8% | — |
| 15 | LENNAR MORTGAGE, LLC | 151 | 1.8% | — |
| 16 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 143 | 1.7% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 133 | 1.6% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 110 | 1.3% | — |
| 19 | Loandepot.Com, LLC | 99 | 1.2% | — |
| 20 | Mortgage Research Center, LLC | 96 | 1.1% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 92 | 1.1% | — |
| 22 | SFMC, LP | 92 | 1.1% | — |
| 23 | Cadence Bank | 89 | 1.1% | — |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 88 | 1.0% | 44.7% |
| 25 | CMG MORTGAGE, INC. | 87 | 1.0% | — |
| 26 | GUARANTEED RATE, INC. | 82 | 1.0% | — |
| 27 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 80 | 1.0% | — |
| 28 | Broker Solutions, Inc. | 77 | 0.9% | — |
| 29 | Fairway Independent Mortgage Corporation | 73 | 0.9% | — |
| 30 | American National Bank & Trust 61 out of 100, Moderate | 73 | 0.9% | 4.4% |
| 31 | PLANET HOME LENDING, LLC | 72 | 0.9% | — |
| 32 | Frost Bank 66 out of 100, Moderate | 65 | 0.8% | 43.5% |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 62 | 0.7% | 32.9% |
| 34 | First State Bank 61 out of 100, Moderate | 60 | 0.7% | 9.1% |
| 35 | THE LOAN STORE, INC. | 58 | 0.7% | — |
| 36 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 56 | 0.7% | 74.7% |
| 37 | Simmons Bank 60 out of 100, Moderate | 56 | 0.7% | 26.5% |
| 38 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 54 | 0.6% | — |
| 39 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 53 | 0.6% | — |
| 40 | PHH Mortgage Corporation | 53 | 0.6% | — |
Top 40 of 406 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps