Texas · HMDA 2025
Mortgage lenders in Hill County, TX
219 lenders reported 1,637 home-loan applications in Hill County in 2025. 701 closed as loans ($164.3M), 343 were denied — a 30.7% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,637
- Loans originated
- 701
- Purchase / refinance
- 445 / 195
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hill County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 161 | 9.8% | — |
| 2 | Rocket Mortgage, LLC | 90 | 5.5% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 80 | 4.9% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 73 | 4.5% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 72 | 4.4% | — |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 62 | 3.8% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 45 | 2.7% | — |
| 8 | GUILD MORTGAGE COMPANY | 34 | 2.1% | — |
| 9 | Fairway Independent Mortgage Corporation | 31 | 1.9% | — |
| 10 | NEWREZ LLC | 30 | 1.8% | — |
| 11 | Mortgage Research Center, LLC | 30 | 1.8% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 26 | 1.6% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 25 | 1.5% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 24 | 1.5% | 32.9% |
| 15 | FREEDOM MORTGAGE CORPORATION | 24 | 1.5% | — |
| 16 | Broker Solutions, Inc. | 22 | 1.3% | — |
| 17 | Grandview Bank | 20 | 1.2% | — |
| 18 | Loandepot.Com, LLC | 19 | 1.2% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.1% | 14.1% |
| 20 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 18 | 1.1% | 74.7% |
| 21 | SOUTHWEST STAGE FUNDING, LLC | 17 | 1.0% | — |
| 22 | PLANET HOME LENDING, LLC | 16 | 1.0% | — |
| 23 | MOVEMENT MORTGAGE, LLC | 15 | 0.9% | — |
| 24 | GUARANTEED RATE, INC. | 15 | 0.9% | — |
| 25 | KIND LENDING, LLC | 15 | 0.9% | — |
| 26 | Gateway First Bank 54 out of 100, Below average | 14 | 0.9% | 5.3% |
| 27 | AmeriSave Mortgage Corporation | 13 | 0.8% | — |
| 28 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 13 | 0.8% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 13 | 0.8% | — |
| 30 | SFMC, LP | 12 | 0.7% | — |
| 31 | Cadence Bank | 12 | 0.7% | — |
| 32 | NETWORK FUNDING, L.P. | 11 | 0.7% | — |
| 33 | SWBC MORTGAGE CORPORATION | 11 | 0.7% | — |
| 34 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 11 | 0.7% | — |
| 35 | First Financial Bank 76 out of 100, Strong | 11 | 0.7% | 12.6% |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 0.6% | 22.2% |
| 37 | First National Bank of Central Texas | 10 | 0.6% | — |
| 38 | AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 0.6% | — |
| 39 | EVERETT FINANCIAL, INC. | 10 | 0.6% | — |
| 40 | Citizens State Bank | 9 | 0.5% | — |
Top 40 of 219 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps