Texas · HMDA 2025
Mortgage lenders in Montague County, TX
169 lenders reported 864 home-loan applications in Montague County in 2025. 398 closed as loans ($100.9M), 160 were denied — a 27.1% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 864
- Loans originated
- 398
- Purchase / refinance
- 234 / 128
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montague County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 75 | 8.7% | — |
| 2 | GUILD MORTGAGE COMPANY | 63 | 7.3% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 32 | 3.7% | — |
| 4 | LAKEVIEW LOAN SERVICING, LLC | 29 | 3.4% | — |
| 5 | Rocket Mortgage, LLC | 27 | 3.1% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 25 | 2.9% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 23 | 2.7% | — |
| 8 | First State Bank 61 out of 100, Moderate | 19 | 2.2% | 9.1% |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 2.1% | — |
| 10 | Legend Bank, N.A. 82 out of 100, Strong | 17 | 2.0% | 12.2% |
| 11 | PLANET HOME LENDING, LLC | 16 | 1.9% | — |
| 12 | Mortgage Research Center, LLC | 15 | 1.7% | — |
| 13 | American National Bank & Trust 61 out of 100, Moderate | 15 | 1.7% | 4.4% |
| 14 | First Financial Bank 76 out of 100, Strong | 15 | 1.7% | 12.6% |
| 15 | NEWREZ LLC | 14 | 1.6% | — |
| 16 | Loandepot.Com, LLC | 14 | 1.6% | — |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 13 | 1.5% | 22.2% |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 1.5% | — |
| 19 | Fairway Independent Mortgage Corporation | 12 | 1.4% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.3% | 32.9% |
| 21 | Broker Solutions, Inc. | 11 | 1.3% | — |
| 22 | LENDINGONE, LLC | 11 | 1.3% | — |
| 23 | COUNTRYPLACE MORTGAGE, LTD. | 11 | 1.3% | — |
| 24 | Liberty | 9 | 1.0% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 0.9% | 14.1% |
| 26 | GUARANTEED RATE, INC. | 8 | 0.9% | — |
| 27 | AmeriSave Mortgage Corporation | 8 | 0.9% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 8 | 0.9% | 44.7% |
| 29 | The Jacksboro National Bank | 8 | 0.9% | — |
| 30 | SOUTHWEST STAGE FUNDING, LLC | 8 | 0.9% | — |
| 31 | AMERICAN FINANCING CORPORATION | 8 | 0.9% | — |
| 32 | UNITED BUILT HOMES, L.L.C. | 8 | 0.9% | — |
| 33 | FREEDOM MORTGAGE CORPORATION | 8 | 0.9% | — |
| 34 | Frost Bank 66 out of 100, Moderate | 8 | 0.9% | 43.5% |
| 35 | MORTGAGE FINANCIAL SERVICES, LLC | 8 | 0.9% | — |
| 36 | SPRING EQ, LLC | 7 | 0.8% | — |
| 37 | DATCU | 7 | 0.8% | — |
| 38 | UNION HOME MORTGAGE CORP. | 7 | 0.8% | — |
| 39 | PHH Mortgage Corporation | 7 | 0.8% | — |
| 40 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 0.7% | — |
Top 40 of 169 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps