Texas · HMDA 2025
Mortgage lenders in Winkler County, TX
60 lenders reported 221 home-loan applications in Winkler County in 2025. 73 closed as loans ($14.0M), 64 were denied — a 42.7% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 39% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 221
- Loans originated
- 73
- Purchase / refinance
- 57 / 12
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Winkler County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 58 | 26.2% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 17 | 7.7% | — |
| 3 | Rocket Mortgage, LLC | 11 | 5.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 9 | 4.1% | — |
| 5 | LAKEVIEW LOAN SERVICING, LLC | 9 | 4.1% | — |
| 6 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 3.6% | 74.7% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 3.2% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 2.7% | — |
| 9 | RIGHT START MORTGAGE, INC. | 6 | 2.7% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 2.3% | — |
| 11 | SOUTHWEST STAGE FUNDING, LLC | 5 | 2.3% | — |
| 12 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 5 | 2.3% | — |
| 13 | Broker Solutions, Inc. | 4 | 1.8% | — |
| 14 | KIND LENDING, LLC | 4 | 1.8% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.4% | 14.1% |
| 16 | Loandepot.Com, LLC | 3 | 1.4% | — |
| 17 | GUARANTEED RATE, INC. | 3 | 1.4% | — |
| 18 | PLANET HOME LENDING, LLC | 3 | 1.4% | — |
| 19 | COUNTRYPLACE MORTGAGE, LTD. | 3 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 3 | 1.4% | — |
| 21 | City Bank 75 out of 100, Strong | 3 | 1.4% | 16.6% |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.9% | 22.2% |
| 23 | THE LOAN STORE, INC. | 2 | 0.9% | — |
| 24 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | 0.9% | — |
| 25 | Centier Bank 67 out of 100, Moderate | 2 | 0.9% | 21.6% |
| 26 | FirstBank 59 out of 100, Moderate | 2 | 0.9% | 42.8% |
| 27 | UNION HOME MORTGAGE CORP. | 2 | 0.9% | — |
| 28 | EVERETT FINANCIAL, INC. | 2 | 0.9% | — |
| 29 | NEWREZ LLC | 1 | 0.5% | — |
| 30 | MOVEMENT MORTGAGE, LLC | 1 | 0.5% | — |
| 31 | GUILD MORTGAGE COMPANY | 1 | 0.5% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.5% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 34 | Complex Community Federal Credit Union 85 out of 100, Very strong | 1 | 0.5% | 22.6% |
| 35 | Radiant Credit Union 65 out of 100, Moderate | 1 | 0.5% | 41.0% |
| 36 | Flanagan State Bank 67 out of 100, Moderate | 1 | 0.5% | 14.2% |
| 37 | Paramount Residential Mortgage Group, Inc. | 1 | 0.5% | — |
| 38 | FIGURE LENDING LLC | 1 | 0.5% | — |
| 39 | GENEVA FINANCIAL, LLC | 1 | 0.5% | — |
| 40 | ZILLOW HOME LOANS, LLC | 1 | 0.5% | — |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps