Utah · HMDA 2025
Mortgage lenders in Beaver County, UT
77 lenders reported 334 home-loan applications in Beaver County in 2025. 181 closed as loans ($46.7M), 48 were denied — a 20.2% denial rate on decided applications, above the Utah rate of 19.1%. The three most active lenders handled 27% of applications, led by Mountain America Federal Credit Union. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 334
- Loans originated
- 181
- Purchase / refinance
- 86 / 63
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Beaver County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mountain America Federal Credit Union 56 out of 100, Moderate | 39 | 11.7% | 45.0% |
| 2 | Rocket Mortgage, LLC | 26 | 7.8% | — |
| 3 | INTERCAP LENDING INC. | 24 | 7.2% | — |
| 4 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 17 | 5.1% | 22.5% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 4.8% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 14 | 4.2% | — |
| 7 | State Bank of Southern Utah 79 out of 100, Strong | 14 | 4.2% | 11.2% |
| 8 | Mortgage Research Center, LLC | 13 | 3.9% | — |
| 9 | LAKEVIEW LOAN SERVICING, LLC | 10 | 3.0% | — |
| 10 | AMERICAN FINANCIAL NETWORK, INC. | 9 | 2.7% | — |
| 11 | GUILD MORTGAGE COMPANY | 8 | 2.4% | — |
| 12 | NEWREZ LLC | 6 | 1.8% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.8% | 14.1% |
| 14 | Broker Solutions, Inc. | 6 | 1.8% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 6 | 1.8% | — |
| 16 | SECURITYNATIONAL MORTGAGE COMPANY | 6 | 1.8% | — |
| 17 | FIGURE LENDING LLC | 5 | 1.5% | — |
| 18 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | 1.5% | — |
| 19 | AmeriSave Mortgage Corporation | 4 | 1.2% | — |
| 20 | THE LOAN STORE, INC. | 4 | 1.2% | — |
| 21 | NEXERA HOLDING LLC | 4 | 1.2% | — |
| 22 | CHARTWAY FEDERAL CREDIT UNION 50 out of 100, Below average | 4 | 1.2% | 31.3% |
| 23 | PHH Mortgage Corporation | 4 | 1.2% | — |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.9% | 44.7% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.9% | — |
| 26 | AMERICAN FINANCING CORPORATION | 3 | 0.9% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 3 | 0.9% | — |
| 28 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 3 | 0.9% | — |
| 29 | KIND LENDING, LLC | 3 | 0.9% | — |
| 30 | Bank of Utah | 3 | 0.9% | — |
| 31 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 3 | 0.9% | 30.7% |
| 32 | CMG MORTGAGE, INC. | 2 | 0.6% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.6% | 32.9% |
| 34 | Fairway Independent Mortgage Corporation | 2 | 0.6% | — |
| 35 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.6% | 39.5% |
| 36 | FIRST COLONY MORTGAGE CORPORATION | 2 | 0.6% | — |
| 37 | SUN AMERICAN MORTGAGE COMPANY | 2 | 0.6% | — |
| 38 | OCMBC, INC. | 2 | 0.6% | — |
| 39 | Plains Commerce Bank 59 out of 100, Moderate | 2 | 0.6% | 10.0% |
| 40 | BELEM SERVICING LLC | 2 | 0.6% | — |
Top 40 of 77 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps