Utah · HMDA 2025
Mortgage lenders in Carbon County, UT
123 lenders reported 1,106 home-loan applications in Carbon County in 2025. 588 closed as loans ($115.2M), 192 were denied — a 23.8% denial rate on decided applications, above the Utah rate of 19.1%. The three most active lenders handled 29% of applications, led by PREMIER MORTGAGE RESOURCES, L.L.C.. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,106
- Loans originated
- 588
- Purchase / refinance
- 283 / 199
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carbon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PREMIER MORTGAGE RESOURCES, L.L.C. | 120 | 10.8% | — |
| 2 | Mountain America Federal Credit Union 56 out of 100, Moderate | 110 | 9.9% | 45.0% |
| 3 | Utah Power Federally Insured State-Chartered Credit Union | 95 | 8.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 55 | 5.0% | — |
| 5 | NEWREZ LLC | 50 | 4.5% | — |
| 6 | Broker Solutions, Inc. | 49 | 4.4% | — |
| 7 | Rocket Mortgage, LLC | 49 | 4.4% | — |
| 8 | Bank of Utah | 36 | 3.3% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 34 | 3.1% | — |
| 10 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 30 | 2.7% | 22.5% |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 1.5% | 14.1% |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 1.5% | — |
| 13 | THE LOAN STORE, INC. | 16 | 1.4% | — |
| 14 | Loandepot.Com, LLC | 15 | 1.4% | — |
| 15 | INTERCAP LENDING INC. | 15 | 1.4% | — |
| 16 | PLAZA HOME MORTGAGE, INC. | 15 | 1.4% | — |
| 17 | AmeriSave Mortgage Corporation | 14 | 1.3% | — |
| 18 | PLANET HOME LENDING, LLC | 14 | 1.3% | — |
| 19 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 13 | 1.2% | 22.2% |
| 20 | FREEDOM MORTGAGE CORPORATION | 13 | 1.2% | — |
| 21 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 12 | 1.1% | 30.7% |
| 22 | GUILD MORTGAGE COMPANY | 11 | 1.0% | — |
| 23 | Fairway Independent Mortgage Corporation | 10 | 0.9% | — |
| 24 | Mortgage Research Center, LLC | 10 | 0.9% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 9 | 0.8% | — |
| 26 | KIND LENDING, LLC | 9 | 0.8% | — |
| 27 | PHH Mortgage Corporation | 9 | 0.8% | — |
| 28 | TRIAD FINANCIAL SERVICES, INC. | 8 | 0.7% | — |
| 29 | AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | 0.7% | — |
| 30 | BETTER MORTGAGE CORPORATION | 8 | 0.7% | — |
| 31 | CANOPY MORTGAGE, LLC | 8 | 0.7% | — |
| 32 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 0.6% | 39.5% |
| 33 | VAN DYK MORTGAGE CORPORATION | 7 | 0.6% | — |
| 34 | GoodLeap, LLC | 7 | 0.6% | — |
| 35 | 21st Mortgage Corporation | 6 | 0.5% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.5% | — |
| 37 | UTAH COMMUNITY FEDERAL CREDIT UNION 74 out of 100, Strong | 6 | 0.5% | 18.3% |
| 38 | SECURITYNATIONAL MORTGAGE COMPANY | 6 | 0.5% | — |
| 39 | SPRING EQ, LLC | 5 | 0.5% | — |
| 40 | FIRST COLONY MORTGAGE CORPORATION | 5 | 0.5% | — |
Top 40 of 123 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps