Utah · HMDA 2025
Mortgage lenders in Kane County, UT
127 lenders reported 725 home-loan applications in Kane County in 2025. 393 closed as loans ($122.6M), 132 were denied — a 24.0% denial rate on decided applications, above the Utah rate of 19.1%. The three most active lenders handled 30% of applications, led by Mountain America Federal Credit Union. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 725
- Loans originated
- 393
- Purchase / refinance
- 190 / 126
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kane County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mountain America Federal Credit Union 56 out of 100, Moderate | 104 | 14.3% | 45.0% |
| 2 | State Bank of Southern Utah 79 out of 100, Strong | 79 | 10.9% | 11.2% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 36 | 5.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 31 | 4.3% | — |
| 5 | GUILD MORTGAGE COMPANY | 31 | 4.3% | — |
| 6 | Rocket Mortgage, LLC | 31 | 4.3% | — |
| 7 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 31 | 4.3% | 30.7% |
| 8 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 28 | 3.9% | 22.5% |
| 9 | SECURITYNATIONAL MORTGAGE COMPANY | 13 | 1.8% | — |
| 10 | THE LOAN STORE, INC. | 11 | 1.5% | — |
| 11 | NEWREZ LLC | 10 | 1.4% | — |
| 12 | Broker Solutions, Inc. | 10 | 1.4% | — |
| 13 | Mortgage Research Center, LLC | 10 | 1.4% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 1.4% | 39.5% |
| 15 | NATIONSTAR MORTGAGE LLC | 10 | 1.4% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 10 | 1.4% | — |
| 17 | KIND LENDING, LLC | 10 | 1.4% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 1.2% | 14.1% |
| 19 | RESICENTRAL, LLC | 8 | 1.1% | — |
| 20 | AmeriSave Mortgage Corporation | 7 | 1.0% | — |
| 21 | BMO Bank National Association 83 out of 100, Strong | 7 | 1.0% | 40.5% |
| 22 | PHH Mortgage Corporation | 7 | 1.0% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.8% | — |
| 24 | FIRST COLONY MORTGAGE CORPORATION | 6 | 0.8% | — |
| 25 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 6 | 0.8% | — |
| 26 | BELEM SERVICING LLC | 6 | 0.8% | — |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.7% | 22.2% |
| 28 | Citadel Servicing Corporation | 5 | 0.7% | — |
| 29 | Paramount Residential Mortgage Group, Inc. | 5 | 0.7% | — |
| 30 | Sierra Pacific Mortgage Company, Inc. | 5 | 0.7% | — |
| 31 | Plains Commerce Bank 59 out of 100, Moderate | 5 | 0.7% | 10.0% |
| 32 | Loandepot.Com, LLC | 4 | 0.6% | — |
| 33 | GUARANTEED RATE, INC. | 4 | 0.6% | — |
| 34 | SPRING EQ, LLC | 4 | 0.6% | — |
| 35 | GOLDENWEST | 4 | 0.6% | — |
| 36 | INTERCAP LENDING INC. | 4 | 0.6% | — |
| 37 | OCMBC, INC. | 4 | 0.6% | — |
| 38 | PLAZA HOME MORTGAGE, INC. | 4 | 0.6% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.6% | — |
| 40 | Coastal Community Bank 35 out of 100, Low | 4 | 0.6% | 3.0% |
Top 40 of 127 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps