Virginia · HMDA 2025
Mortgage lenders in Prince Edward County, VA
129 lenders reported 791 home-loan applications in Prince Edward County in 2025. 348 closed as loans ($71.5M), 152 were denied — a 29.4% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 26% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 791
- Loans originated
- 348
- Purchase / refinance
- 189 / 113
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Prince Edward County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 123 | 15.5% | — |
| 2 | Rocket Mortgage, LLC | 40 | 5.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 39 | 4.9% | — |
| 4 | Benchmark Community Bank 75 out of 100, Strong | 38 | 4.8% | 9.1% |
| 5 | Virginia Credit Union, Inc. | 32 | 4.0% | — |
| 6 | NEWREZ LLC | 27 | 3.4% | — |
| 7 | Mortgage Research Center, LLC | 25 | 3.2% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 22 | 2.8% | 40.8% |
| 9 | Alcova Mortgage LLC | 22 | 2.8% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 2.5% | 32.9% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 19 | 2.4% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 1.8% | — |
| 13 | Citizens Bank and Trust Company 97 out of 100, Very strong | 14 | 1.8% | 16.3% |
| 14 | FREEDOM MORTGAGE CORPORATION | 14 | 1.8% | — |
| 15 | C & F Mortgage Corporation | 13 | 1.6% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.4% | 14.1% |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 11 | 1.4% | 22.2% |
| 18 | The Farmers Bank of Appomattox | 11 | 1.4% | — |
| 19 | AmeriSave Mortgage Corporation | 10 | 1.3% | — |
| 20 | Loandepot.Com, LLC | 9 | 1.1% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.0% | — |
| 22 | PLANET HOME LENDING, LLC | 8 | 1.0% | — |
| 23 | Equity Prime Mortgage LLC | 8 | 1.0% | — |
| 24 | Broker Solutions, Inc. | 7 | 0.9% | — |
| 25 | FIGURE LENDING LLC | 7 | 0.9% | — |
| 26 | MUTUAL OF OMAHA MORTGAGE, INC. | 7 | 0.9% | — |
| 27 | C&F Select LLC | 7 | 0.9% | — |
| 28 | CAPITAL CENTER, L.L.C. | 7 | 0.9% | — |
| 29 | MOVEMENT MORTGAGE, LLC | 6 | 0.8% | — |
| 30 | AMERICAN FINANCIAL RESOURCES, INC. | 6 | 0.8% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.8% | — |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.6% | 32.5% |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.6% | 44.7% |
| 34 | The Bank of Charlotte County 87 out of 100, Very strong | 5 | 0.6% | 16.4% |
| 35 | Atlantic Coast Mortgage, LLC | 5 | 0.6% | — |
| 36 | First Heritage Mortgage, LLC | 5 | 0.6% | — |
| 37 | NATIONSTAR MORTGAGE LLC | 5 | 0.6% | — |
| 38 | PLAZA HOME MORTGAGE, INC. | 5 | 0.6% | — |
| 39 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 5 | 0.6% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.6% | — |
Top 40 of 129 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps