Virginia · HMDA 2025
Mortgage lenders in Rockbridge County, VA
138 lenders reported 850 home-loan applications in Rockbridge County in 2025. 445 closed as loans ($112.8M), 139 were denied — a 23.1% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 22% of applications, led by Alcova Mortgage LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 850
- Loans originated
- 445
- Purchase / refinance
- 220 / 140
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rockbridge County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Alcova Mortgage LLC | 67 | 7.9% | — |
| 2 | DuPont Community Federally Insured State-Chartered Credit Union | 66 | 7.8% | — |
| 3 | Rocket Mortgage, LLC | 57 | 6.7% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 52 | 6.1% | — |
| 5 | DHI MORTGAGE COMPANY, LTD. | 46 | 5.4% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 42 | 4.9% | 40.8% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 28 | 3.3% | — |
| 8 | City National Bank of West Virginia 78 out of 100, Strong | 28 | 3.3% | 27.3% |
| 9 | NEWREZ LLC | 26 | 3.1% | — |
| 10 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 20 | 2.4% | — |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 19 | 2.2% | 32.9% |
| 12 | Atlantic Union Bank 73 out of 100, Strong | 19 | 2.2% | 23.3% |
| 13 | Mortgage Research Center, LLC | 16 | 1.9% | — |
| 14 | Bank of Botetourt 79 out of 100, Strong | 15 | 1.8% | 4.3% |
| 15 | Beacon Credit Union, Incorporated | 13 | 1.5% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.4% | — |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 11 | 1.3% | 22.2% |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.2% | — |
| 19 | Coastal Community Bank 35 out of 100, Low | 9 | 1.1% | 3.0% |
| 20 | Loandepot.Com, LLC | 8 | 0.9% | — |
| 21 | Broker Solutions, Inc. | 8 | 0.9% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 8 | 0.9% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 0.8% | 14.1% |
| 24 | SPRING EQ, LLC | 7 | 0.8% | — |
| 25 | Farm Credit of the Virginias, ACA | 7 | 0.8% | — |
| 26 | PLANET HOME LENDING, LLC | 7 | 0.8% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 7 | 0.8% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.8% | — |
| 29 | USAA Federal Savings Bank 64 out of 100, Moderate | 7 | 0.8% | 37.2% |
| 30 | AmeriSave Mortgage Corporation | 6 | 0.7% | — |
| 31 | FIGURE LENDING LLC | 6 | 0.7% | — |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.7% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.7% | — |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.6% | 32.5% |
| 35 | Discover Bank | 5 | 0.6% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.6% | 44.7% |
| 37 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.6% | — |
| 38 | Integrity Home Mortgage Corporation | 5 | 0.6% | — |
| 39 | Bank of the James | 5 | 0.6% | — |
| 40 | MOVEMENT MORTGAGE, LLC | 4 | 0.5% | — |
Top 40 of 138 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps