Wisconsin · HMDA 2025
Mortgage lenders in Adams County, WI
195 lenders reported 1,314 home-loan applications in Adams County in 2025. 773 closed as loans ($150.8M), 210 were denied — a 20.4% denial rate on decided applications, above the Wisconsin rate of 16.2%. The three most active lenders handled 22% of applications, led by Summit Credit Union. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,314
- Loans originated
- 773
- Purchase / refinance
- 364 / 235
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Adams County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Summit Credit Union | 157 | 11.9% | — |
| 2 | BMO Bank National Association 83 out of 100, Strong | 70 | 5.3% | 40.5% |
| 3 | Rocket Mortgage, LLC | 68 | 5.2% | — |
| 4 | One Community Bank 74 out of 100, Strong | 47 | 3.6% | 7.1% |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 36 | 2.7% | 39.5% |
| 6 | University of Wisconsin Credit Union 68 out of 100, Moderate | 36 | 2.7% | 15.4% |
| 7 | Royal Bank 79 out of 100, Strong | 35 | 2.7% | 13.0% |
| 8 | Mortgage Research Center, LLC | 34 | 2.6% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 30 | 2.3% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 29 | 2.2% | — |
| 11 | MARINE CREDIT UNION 53 out of 100, Below average | 29 | 2.2% | 44.9% |
| 12 | Westby Co-op Credit Union 77 out of 100, Strong | 25 | 1.9% | 4.0% |
| 13 | Associated Bank, National Association | 24 | 1.8% | — |
| 14 | NEWREZ LLC | 23 | 1.8% | — |
| 15 | Fairway Independent Mortgage Corporation | 23 | 1.8% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 21 | 1.6% | 14.1% |
| 17 | Nations Lending Corporation | 21 | 1.6% | — |
| 18 | Landmark Credit Union | 20 | 1.5% | — |
| 19 | Coastal Community Bank 35 out of 100, Low | 20 | 1.5% | 3.0% |
| 20 | AmeriSave Mortgage Corporation | 16 | 1.2% | — |
| 21 | GUILD MORTGAGE COMPANY | 16 | 1.2% | — |
| 22 | Loandepot.Com, LLC | 15 | 1.1% | — |
| 23 | FIGURE LENDING LLC | 15 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 14 | 1.1% | — |
| 25 | National Exchange Bank and Trust 88 out of 100, Very strong | 14 | 1.1% | 11.7% |
| 26 | Bank First, N.A. 68 out of 100, Moderate | 14 | 1.1% | 9.2% |
| 27 | COMPEER FINANCIAL, FLCA | 14 | 1.1% | — |
| 28 | EDUCATORS CREDIT UNION | 13 | 1.0% | — |
| 29 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 12 | 0.9% | 10.2% |
| 30 | 21st Mortgage Corporation | 11 | 0.8% | — |
| 31 | Connexus Credit Union 37 out of 100, Low | 11 | 0.8% | 60.0% |
| 32 | MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 0.8% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.7% | 32.9% |
| 34 | NATIONSTAR MORTGAGE LLC | 9 | 0.7% | — |
| 35 | FREEDOM MORTGAGE CORPORATION | 9 | 0.7% | — |
| 36 | NEW DAY FINANCIAL, LLC | 9 | 0.7% | — |
| 37 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 9 | 0.7% | 9.1% |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.6% | — |
| 39 | FIRST COLONY MORTGAGE CORPORATION | 8 | 0.6% | — |
| 40 | Bank of Wisconsin Dells 79 out of 100, Strong | 8 | 0.6% | 12.8% |
Top 40 of 195 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps