Wisconsin · HMDA 2025
Mortgage lenders in Buffalo County, WI
102 lenders reported 436 home-loan applications in Buffalo County in 2025. 269 closed as loans ($49.9M), 48 were denied — a 14.9% denial rate on decided applications, below the Wisconsin rate of 16.2%. The three most active lenders handled 24% of applications, led by Royal Credit Union. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 436
- Loans originated
- 269
- Purchase / refinance
- 125 / 82
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Buffalo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Royal Credit Union 73 out of 100, Strong | 50 | 11.5% | 11.3% |
| 2 | Merchants Bank, National Association 73 out of 100, Strong | 33 | 7.6% | 5.9% |
| 3 | ALTRA Federal Credit Union 78 out of 100, Strong | 23 | 5.3% | 9.3% |
| 4 | WESTCONSIN Credit Union 78 out of 100, Strong | 21 | 4.8% | 15.4% |
| 5 | Rocket Mortgage, LLC | 20 | 4.6% | — |
| 6 | Mortgage Research Center, LLC | 20 | 4.6% | — |
| 7 | MARINE CREDIT UNION 53 out of 100, Below average | 20 | 4.6% | 44.9% |
| 8 | COMPEER FINANCIAL, FLCA | 14 | 3.2% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 3.0% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.8% | — |
| 11 | CO-OP Credit Union 70 out of 100, Strong | 10 | 2.3% | 3.3% |
| 12 | AFFINITY PLUS | 8 | 1.8% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 1.4% | 32.9% |
| 14 | Broker Solutions, Inc. | 6 | 1.4% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 1.4% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 6 | 1.4% | — |
| 17 | Citizens Community Federal National Association 50 out of 100, Below average | 6 | 1.4% | 9.4% |
| 18 | WNB FINANCIAL, N.A. 76 out of 100, Strong | 5 | 1.1% | 6.7% |
| 19 | FREEDOM MORTGAGE CORPORATION | 5 | 1.1% | — |
| 20 | NEW DAY FINANCIAL, LLC | 5 | 1.1% | — |
| 21 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 5 | 1.1% | — |
| 22 | Associated Bank, National Association | 5 | 1.1% | — |
| 23 | NEWREZ LLC | 4 | 0.9% | — |
| 24 | GUARANTEED RATE, INC. | 4 | 0.9% | — |
| 25 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.9% | 39.5% |
| 26 | Summit Credit Union | 4 | 0.9% | — |
| 27 | Security Financial Bank 61 out of 100, Moderate | 4 | 0.9% | 8.0% |
| 28 | Bell Bank 59 out of 100, Moderate | 4 | 0.9% | 7.1% |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.7% | 22.2% |
| 30 | Fairway Independent Mortgage Corporation | 3 | 0.7% | — |
| 31 | FIGURE LENDING LLC | 3 | 0.7% | — |
| 32 | SWBC MORTGAGE CORPORATION | 3 | 0.7% | — |
| 33 | Alerus Financial, National Association 70 out of 100, Strong | 3 | 0.7% | 10.1% |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.7% | — |
| 35 | Old National Bank 59 out of 100, Moderate | 3 | 0.7% | 22.1% |
| 36 | ENVOY MORTGAGE, LTD | 3 | 0.7% | — |
| 37 | UNION HOME MORTGAGE CORP. | 3 | 0.7% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.7% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 3 | 0.7% | 3.0% |
| 40 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.5% | 14.1% |
Top 40 of 102 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps