Wisconsin · HMDA 2025
Mortgage lenders in Jefferson County, WI
253 lenders reported 3,440 home-loan applications in Jefferson County in 2025. 2,189 closed as loans ($523.3M), 451 were denied — a 16.2% denial rate on decided applications, close to the Wisconsin rate of 16.2%. The three most active lenders handled 29% of applications, led by Summit Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,440
- Loans originated
- 2,189
- Purchase / refinance
- 967 / 706
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Summit Credit Union | 629 | 18.3% | — |
| 2 | Landmark Credit Union | 201 | 5.8% | — |
| 3 | University of Wisconsin Credit Union 68 out of 100, Moderate | 180 | 5.2% | 15.4% |
| 4 | Rocket Mortgage, LLC | 123 | 3.6% | — |
| 5 | Fairway Independent Mortgage Corporation | 110 | 3.2% | — |
| 6 | Associated Bank, National Association | 102 | 3.0% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 94 | 2.7% | — |
| 8 | Johnson Financial Group 73 out of 100, Strong | 92 | 2.7% | 7.8% |
| 9 | PremierBank 70 out of 100, Strong | 90 | 2.6% | 12.1% |
| 10 | NEWREZ LLC | 66 | 1.9% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 59 | 1.7% | 14.1% |
| 12 | Badger Bank 82 out of 100, Strong | 57 | 1.7% | 2.1% |
| 13 | BMO Bank National Association 83 out of 100, Strong | 52 | 1.5% | 40.5% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 48 | 1.4% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 47 | 1.4% | — |
| 16 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 46 | 1.3% | — |
| 17 | 21st Mortgage Corporation | 42 | 1.2% | — |
| 18 | GUILD MORTGAGE COMPANY | 41 | 1.2% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 39 | 1.1% | 39.5% |
| 20 | Mortgage Research Center, LLC | 37 | 1.1% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 37 | 1.1% | — |
| 22 | Bank First, N.A. 68 out of 100, Moderate | 33 | 1.0% | 9.2% |
| 23 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 30 | 0.9% | 9.1% |
| 24 | THOMPSON KANE & COMPANY, INC | 30 | 0.9% | — |
| 25 | FIRST COLONY MORTGAGE CORPORATION | 28 | 0.8% | — |
| 26 | Farmers & Merchants State Bank 72 out of 100, Strong | 26 | 0.8% | 6.1% |
| 27 | MOVEMENT MORTGAGE, LLC | 25 | 0.7% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 25 | 0.7% | — |
| 29 | COMPEER FINANCIAL, FLCA | 25 | 0.7% | — |
| 30 | Bank Five Nine 54 out of 100, Below average | 25 | 0.7% | 4.8% |
| 31 | FIGURE LENDING LLC | 24 | 0.7% | — |
| 32 | MARINE CREDIT UNION 53 out of 100, Below average | 23 | 0.7% | 44.9% |
| 33 | EDUCATORS CREDIT UNION | 23 | 0.7% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 23 | 0.7% | 3.0% |
| 35 | Broker Solutions, Inc. | 21 | 0.6% | — |
| 36 | Ixonia Bank 67 out of 100, Moderate | 21 | 0.6% | 4.7% |
| 37 | The Huntington National Bank 59 out of 100, Moderate | 20 | 0.6% | 31.6% |
| 38 | Zippy Loans, LLC | 20 | 0.6% | — |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 19 | 0.6% | — |
| 40 | PLANET HOME LENDING, LLC | 19 | 0.6% | — |
Top 40 of 253 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps