Wisconsin · HMDA 2025
Mortgage lenders in Monroe County, WI
158 lenders reported 1,717 home-loan applications in Monroe County in 2025. 1,067 closed as loans ($224.0M), 224 were denied — a 16.4% denial rate on decided applications, close to the Wisconsin rate of 16.2%. The three most active lenders handled 24% of applications, led by Bank First, N.A.. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,717
- Loans originated
- 1,067
- Purchase / refinance
- 503 / 395
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monroe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank First, N.A. 68 out of 100, Moderate | 166 | 9.7% | 9.2% |
| 2 | 1st Community Credit Union 68 out of 100, Moderate | 135 | 7.9% | 19.3% |
| 3 | ALTRA Federal Credit Union 78 out of 100, Strong | 105 | 6.1% | 9.3% |
| 4 | Mortgage Research Center, LLC | 80 | 4.7% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 70 | 4.1% | — |
| 6 | Rocket Mortgage, LLC | 70 | 4.1% | — |
| 7 | Citizens First Bank | 67 | 3.9% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 61 | 3.6% | — |
| 9 | MARINE CREDIT UNION 53 out of 100, Below average | 54 | 3.1% | 44.9% |
| 10 | UNION HOME MORTGAGE CORP. | 32 | 1.9% | — |
| 11 | River Bank 73 out of 100, Strong | 29 | 1.7% | 7.3% |
| 12 | R.I.A. Federal Credit Union 62 out of 100, Moderate | 26 | 1.5% | 25.1% |
| 13 | CO-OP Credit Union 70 out of 100, Strong | 26 | 1.5% | 3.3% |
| 14 | FREEDOM MORTGAGE CORPORATION | 25 | 1.5% | — |
| 15 | NEWREZ LLC | 24 | 1.4% | — |
| 16 | Associated Bank, National Association | 24 | 1.4% | — |
| 17 | COMPEER FINANCIAL, FLCA | 23 | 1.3% | — |
| 18 | Servion, Inc. | 22 | 1.3% | — |
| 19 | CONSUMER REAL ESTATE FINANCE CO. | 22 | 1.3% | — |
| 20 | FIGURE LENDING LLC | 20 | 1.2% | — |
| 21 | Prosperity Home Mortgage, LLC | 20 | 1.2% | — |
| 22 | The First National Bank Of Bangor 83 out of 100, Strong | 19 | 1.1% | 2.3% |
| 23 | Bank of Ontario 51 out of 100, Below average | 19 | 1.1% | 11.7% |
| 24 | Coastal Community Bank 35 out of 100, Low | 18 | 1.0% | 3.0% |
| 25 | Loandepot.Com, LLC | 15 | 0.9% | — |
| 26 | FIREFIGHTERS CREDIT UNION | 15 | 0.9% | — |
| 27 | PLANET HOME LENDING, LLC | 14 | 0.8% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 0.8% | 32.9% |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 0.8% | — |
| 30 | University of Wisconsin Credit Union 68 out of 100, Moderate | 13 | 0.8% | 15.4% |
| 31 | Citizens Community Federal National Association 50 out of 100, Below average | 13 | 0.8% | 9.4% |
| 32 | Royal Credit Union 73 out of 100, Strong | 13 | 0.8% | 11.3% |
| 33 | Westby Co-op Credit Union 77 out of 100, Strong | 13 | 0.8% | 4.0% |
| 34 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 13 | 0.8% | 9.1% |
| 35 | Summit Credit Union | 12 | 0.7% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 12 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.7% | — |
| 38 | NEW DAY FINANCIAL, LLC | 12 | 0.7% | — |
| 39 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 0.6% | 14.1% |
| 40 | Fairway Independent Mortgage Corporation | 11 | 0.6% | — |
Top 40 of 158 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps