Wisconsin · HMDA 2025
Mortgage lenders in Trempealeau County, WI
130 lenders reported 878 home-loan applications in Trempealeau County in 2025. 565 closed as loans ($116.1M), 125 were denied — a 17.5% denial rate on decided applications, above the Wisconsin rate of 16.2%. The three most active lenders handled 32% of applications, led by Royal Credit Union. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 878
- Loans originated
- 565
- Purchase / refinance
- 282 / 167
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Trempealeau County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Royal Credit Union 73 out of 100, Strong | 123 | 14.0% | 11.3% |
| 2 | ALTRA Federal Credit Union 78 out of 100, Strong | 98 | 11.2% | 9.3% |
| 3 | CO-OP Credit Union 70 out of 100, Strong | 61 | 6.9% | 3.3% |
| 4 | Rocket Mortgage, LLC | 32 | 3.6% | — |
| 5 | MARINE CREDIT UNION 53 out of 100, Below average | 29 | 3.3% | 44.9% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 28 | 3.2% | — |
| 7 | Bluff View Bank 90 out of 100, Very strong | 26 | 3.0% | 2.9% |
| 8 | Merchants Bank, National Association 73 out of 100, Strong | 25 | 2.8% | 5.9% |
| 9 | Citizens Community Federal National Association 50 out of 100, Below average | 23 | 2.6% | 9.4% |
| 10 | Associated Bank, National Association | 18 | 2.1% | — |
| 11 | UNION HOME MORTGAGE CORP. | 13 | 1.5% | — |
| 12 | Mortgage Research Center, LLC | 12 | 1.4% | — |
| 13 | NEWREZ LLC | 11 | 1.3% | — |
| 14 | Citizens First Bank | 11 | 1.3% | — |
| 15 | Prosperity Home Mortgage, LLC | 11 | 1.3% | — |
| 16 | COMPEER FINANCIAL, FLCA | 11 | 1.3% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.1% | — |
| 18 | GUILD MORTGAGE COMPANY | 10 | 1.1% | — |
| 19 | WESTCONSIN Credit Union 78 out of 100, Strong | 10 | 1.1% | 15.4% |
| 20 | Servion, Inc. | 10 | 1.1% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 10 | 1.1% | — |
| 22 | Hiawatha National Bank 41 out of 100, Below average | 10 | 1.1% | 2.2% |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.0% | 32.9% |
| 24 | Park Bank 63 out of 100, Moderate | 9 | 1.0% | 5.9% |
| 25 | FIREFIGHTERS CREDIT UNION | 9 | 1.0% | — |
| 26 | CONSUMER REAL ESTATE FINANCE CO. | 9 | 1.0% | — |
| 27 | Loandepot.Com, LLC | 8 | 0.9% | — |
| 28 | SPRING EQ, LLC | 8 | 0.9% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.9% | — |
| 30 | FIGURE LENDING LLC | 8 | 0.9% | — |
| 31 | AmeriSave Mortgage Corporation | 7 | 0.8% | — |
| 32 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 0.8% | 39.5% |
| 33 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.7% | 14.1% |
| 34 | NATIONSTAR MORTGAGE LLC | 6 | 0.7% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 6 | 0.7% | 3.0% |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.6% | — |
| 37 | WNB FINANCIAL, N.A. 76 out of 100, Strong | 5 | 0.6% | 6.7% |
| 38 | Summit Credit Union | 5 | 0.6% | — |
| 39 | Citizens State Bank of La Crosse 76 out of 100, Strong | 5 | 0.6% | 4.6% |
| 40 | State Bank Financial 73 out of 100, Strong | 5 | 0.6% | 0.0% |
Top 40 of 130 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps