Wisconsin · HMDA 2025
Mortgage lenders in Vernon County, WI
134 lenders reported 923 home-loan applications in Vernon County in 2025. 620 closed as loans ($111.5M), 103 were denied — a 13.8% denial rate on decided applications, below the Wisconsin rate of 16.2%. The three most active lenders handled 27% of applications, led by ALTRA Federal Credit Union. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 923
- Loans originated
- 620
- Purchase / refinance
- 283 / 245
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Vernon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ALTRA Federal Credit Union 78 out of 100, Strong | 99 | 10.7% | 9.3% |
| 2 | Westby Co-op Credit Union 77 out of 100, Strong | 95 | 10.3% | 4.0% |
| 3 | Citizens First Bank | 53 | 5.7% | — |
| 4 | Royal Bank 79 out of 100, Strong | 48 | 5.2% | 13.0% |
| 5 | Bank of Ontario 51 out of 100, Below average | 35 | 3.8% | 11.7% |
| 6 | Associated Bank, National Association | 35 | 3.8% | — |
| 7 | One Community Bank 74 out of 100, Strong | 30 | 3.3% | 7.1% |
| 8 | COMPEER FINANCIAL, FLCA | 27 | 2.9% | — |
| 9 | Rocket Mortgage, LLC | 26 | 2.8% | — |
| 10 | MARINE CREDIT UNION 53 out of 100, Below average | 19 | 2.1% | 44.9% |
| 11 | River Bank 73 out of 100, Strong | 16 | 1.7% | 7.3% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 15 | 1.6% | — |
| 13 | University of Wisconsin Credit Union 68 out of 100, Moderate | 15 | 1.6% | 15.4% |
| 14 | Summit Credit Union | 15 | 1.6% | — |
| 15 | Broker Solutions, Inc. | 13 | 1.4% | — |
| 16 | SPRING EQ, LLC | 13 | 1.4% | — |
| 17 | Servion, Inc. | 12 | 1.3% | — |
| 18 | AmeriSave Mortgage Corporation | 11 | 1.2% | — |
| 19 | Mortgage Research Center, LLC | 11 | 1.2% | — |
| 20 | Peoples State Bank 80 out of 100, Strong | 11 | 1.2% | 6.2% |
| 21 | Bank First, N.A. 68 out of 100, Moderate | 11 | 1.2% | 9.2% |
| 22 | NEWREZ LLC | 10 | 1.1% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 1.1% | — |
| 24 | Citizens State Bank of La Crosse 76 out of 100, Strong | 10 | 1.1% | 4.6% |
| 25 | FREEDOM MORTGAGE CORPORATION | 10 | 1.1% | — |
| 26 | DAS Acquisition Company, LLC | 10 | 1.1% | — |
| 27 | Fairway Independent Mortgage Corporation | 9 | 1.0% | — |
| 28 | TRIAD FINANCIAL SERVICES, INC. | 9 | 1.0% | — |
| 29 | The First National Bank Of Bangor 83 out of 100, Strong | 8 | 0.9% | 2.3% |
| 30 | FIRST COLONY MORTGAGE CORPORATION | 8 | 0.9% | — |
| 31 | BMO Bank National Association 83 out of 100, Strong | 7 | 0.8% | 40.5% |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.7% | 14.1% |
| 33 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 0.7% | — |
| 34 | GUILD MORTGAGE COMPANY | 6 | 0.7% | — |
| 35 | 1st Community Credit Union 68 out of 100, Moderate | 6 | 0.7% | 19.3% |
| 36 | NATIONSTAR MORTGAGE LLC | 6 | 0.7% | — |
| 37 | CONSUMER REAL ESTATE FINANCE CO. | 6 | 0.7% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.5% | 32.9% |
| 39 | Discover Bank | 5 | 0.5% | — |
| 40 | FIREFIGHTERS CREDIT UNION | 5 | 0.5% | — |
Top 40 of 134 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps